Home Affordable Refinance Program (HARP)

Refinancing Through HARP

The government’s Home Affordable Refinance Program (HARP) helps homeowners who are current on their mortgage payments yet may be ineligible for traditional refinancing due to decreased home values.

The expanded guidelines allow lenders such as DuPage Credit Union to lend beyond traditional limits if you have not refinanced since May 31, 2009 and the mortgage was underwritten by Fannie Mae.

Benefits of a DuPage Credit Union Home Loan

Whether you’re financing your first home or your fifth, enjoy exceptional personal service, customized solutions and benefits that save you time and money, including:

  • Non-commissioned home loan experts
  • No application fee until you lock your rate
  • The ability to conveniently and securely submit and receive documents online
  • Lower Private Mortgage Insurance (PMI), if applicable
  • Knowing you will always make your mortgage payments directly to the Credit Union
  • And more!