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Thinking about saying bye to your bank and joining a community credit union? If you have questions about what a credit union is and if it is the right fit for you, check out these 4 reasons on why you should join a credit union today:

Community Credit Union- DuPage Credit Union Team in front of the Operations Center

No. 1: It’s about members, not shareholders

Unlike a bank, credit unions are owned and operated by their members – not shareholders. As a not-for-profit organization credit union profits are used to provide lower loan rates and innovative products and services to its members; not to maximize profits for shareholders.

Your initial deposit into your Membership Account represents your share in the credit union making you a member-owner. And gives you a voice in important decisions; you can even vote for or apply to become a member of the volunteer Board.

No. 2: Less fees

As a not-for-profit, credit unions are in the business of saving members money. Which means less fees on everything from checking accounts to credit cards to Online & Mobile Banking and everything in between.

Credit Unions have also teamed up with one another, to provide a network of Shared Branches and surcharge-free ATMs to help Members save money when banking outside their own communities.

No. 3: Personalized service

You’re not just an account number at a community credit union. Credit Union Associates take the time to get to know you. Whether they’re helping you open a savings account, finance a new car or determine which home loan is right for your needs, credit union team member will present options to help you make the best decision for your financial goals.

Credit unions also offer free seminars, home loan consultations and webinars on a range of topics to help members with everything from financing a home to saving for retirement.

No. 4: Giving back to the community

“People helping people”, that’s what credit unions are all about. As a member of a credit union, you can feel good knowing your credit union actively participates in causes that matter most to the communities it serves. Whether its volunteering at the local food bank, raising funds for cancer research or providing school supplies to local students in need credit union team members are strong advocates for helping those in need.

Community Credit Union - DuPage Credit Union Vice President of Business Solutions Amy with DuPage Regional Office of Education staff during the annual back to school fair.

Ready to join a community credit union?

We invite you to join DuPage Credit Union and enjoy the many advantages our Membership offers. Check us out and discover why DuPage Credit Union is banking inspired.

What do you like best about credit union’s? Please share below:

 

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