With a Membership Savings account, you are part owner.
Everyone who joins DuPage Credit Union is given a Membership Savings account, providing you access to all the benefits of membership.
Earn 0.05% APY1skip to disclosure
No monthly service fees
$100 minimum balance to earn dividends
Deposits insured up to $250,000 per account
Want to earn even more?
I want to earn 1.00% APY with a High-Yield Savings account.
I want to earn up to 0.40% APY with a Jumbo Money Market account.
Get help with Membership Savings.
There are no monthly service fees associated with a Membership Savings account. However, if your balance falls below $5, you’ll be charged a $1 minimum balance fee per month until your balance is brought back to $5.
There are several options for withdrawing funds from your savings account. You can:
- ACH out initiated from your bank, credit union or PayPal/Venmo type service
- Wire transfer out (fee applies)
- We can mail you a cashier’s check via USPS delivery (fee applies)
- Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.
There are several options for making deposits into your savings account. You can:
- ACH in initiated from your bank, credit union or PayPal/Venmo type service
- Wire transfer in
- Mail us a personal check, cashier’s check, or bill pay check
- Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.
-
Must have a DuPage Credit Union membership established and be in good standing.
-
Membership Savings APY = Annual Percentage Yield. Rates are subject to change without notice. The rate may change after the account is opened. APY is accurate of the last dividend declaration date. Earnings may be reduced if fees are incurred. Accounts will not earn dividends until balance reaches $100. Minimum balance to open a Membership Savings account is $5.00.
-
Reg D is a federal law that limits up to 6 transfers or withdraws that you can make from any dividend bearing account.