Earn a competitive rate on a money marketing account.
With a DuPage Credit Union Money Market account, you can earn up to 0.40% APY1skip to disclosure. Plus, you'll never pay service or minimum balance fees. Start earning dividends with only $500.
Earn up to 0.40% APY1skip to disclosure
No monthly service fee
No minimum balance fee
Deposits insured up to $250,000 per account
Money Market account rates
Rates effective 10/1/2024
JUMBO MONEY MARKET ACCOUNT
| Balance | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| $250,000 and more | 0.40% | 0.40% |
| $100,000 – $249,999 | 0.25% | 0.25% |
| $55,000 – $99,999 | 0.15% | 0.15% |
| $0 – $54,999 | 0.00% | 0.00% |
MONEY MARKET ACCOUNT
| Balance | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| $50,000 and more | 0.15% | 0.15% |
| $25,000 – $49,999 | 0.10% | 0.10% |
| $10,000 – $24,999 | 0.07% | 0.07% |
| $500 – $9,999 | 0.05% | 0.05% |
| $0 – $499 | 0.00% | 0.00% |
Not the right fit? Take a look at these options:
I want to earn 1.00% APY with a High-Yield Savings account with no minimum balance.
I want to earn up to 2.02% APY with a Share Savings Certificate.
Get help with Money Market accounts.
All of our dividend bearing Money Market Accounts are compounded (calculated) daily and credited to your account on a monthly basis. Compounded means you not only earn dividends on your original deposit, but you also earn dividends on the dividends!
To transfer funds into your Money Market account, simply:
- Initiate a transfer from your other financial institution. To do so, you’ll need our Routing Number (2719-9019-8) and your account number.
- Call us at 1-800-323-2611— we’ll be happy to help you transfer funds from another DuPage Credit Union account.
- Visit a branch location.
- Complete a transfer through Digital Banking or the mobile app.
There are no monthly service fees and no minimum balance requirements associated with a Money Market account. If your balance falls below $500 for the Money Market account or $55,000 for the Jumbo Money Market account, you simply won’t earn dividends until you reach the minimum balance.
Yes. Per federal law, you’re allowed six electronic withdrawals per month from a Money Market account, including telephone transfers, electronic fund transfers, and checks. Please note, that if you repeatedly attempt to make more than six electronic withdrawals, we may have to close your account. However, if you’re using your Money Market account to make payments toward your DuPage Credit Union loans, or if you’re visiting a branch to withdraw money, you can withdraw as many times as you need to.
A Money Market account is similar to a Membership Savings account, but it is more flexible with options like check writing and it yields higher dividend earnings with our tiered rate structure.
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Must have a DuPage Credit Union membership established and be in good standing.
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Jumbo Money Market Account and Money Market Account APY = Annual Percentage Yield. Rates are subject to change without notice. The rates may change after the account is opened. APY is accurate of the last dividend declaration date. No dividends paid on days when balance falls below $500 for the Money Market Account or $55,000 for the Jumbo Money market Account. Dividends are compounded daily and paid monthly. Earnings may be reduced if fees are incurred.
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Reg D is a federal law that limits up to 6 transfers or withdraws that you can make from any dividend bearing account.
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