new member share savings certificate offer
Earn up to 5.27% APY¹skip to disclosure on a 12-month certificate
Now through December 31, get an extra 0.25% on all share savings certificate terms.*skip to disclosure
Or, call us at 1-800-323-2611 or stop by a branch office.
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No service fee2skip to disclosure
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Get paid monthly dividends
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Deposits insured up to $250,000 per account
What is a share savings certificate and why is it a good investment?
Like a certificate of deposit offered by banks, a share savings certificate is offered by credit unions and allows you to receive a guaranteed rate of return. In exchange, you agree to keep your money in the certificate without taking a withdrawal for a specified length of time. You'll receive monthly dividends and can easily manage your certificate in Digital Banking. As rates can change at any time, locking in a share savings certificate term could be a smart financial decision!
Deposit amount
| $ |
Minimum $1,000
| Term | Annual Percentage Yield |
Dividend Rate†skip to disclosure (includes bonus 0.25%) | Potential Earnings1skip to disclosure |
|---|---|---|---|
| 3-Month | 3.04% | 3.00% | ERROR |
| 6-Month | 3.30% | 3.25% | ERROR |
| 9-Month | 3.82% | 3.75% | ERROR |
| 12-Month | 5.27% | 5.15% | ERROR |
| 18-Months | 1.26% | 1.25% | ERROR |
| 24-Month | 1.26% | 1.25% | ERROR |
| 30-Month | 1.26% | 1.25% | ERROR |
| 36-Month | 1.26% | 1.25% | ERROR |
| 48-Month | 1.26% | 1.25% | ERROR |
| 60-Month | 1.26% | 1.25% | ERROR |
Get Help with Share Savings Certificates
Dividends accrue daily and are compounded and credited to your account monthly.
The Share Savings Certificate offers available terms ranging from 3 months to 60 months allowing for easy investing on your terms.
There are no monthly maintenance fees associated with a Share Savings Certificate. And, with available terms ranging from 3 months to 60 months, it’s easy investing on your terms.
There are several options for making deposits into your savings account. You can:
- ACH in initiated from your bank, credit union or PayPal/Venmo type service
- Wire transfer in
- Mail us a personal check, cashier’s check, or bill pay check
- Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.
The minimum investment amount for a Share Savings Certificate is $1,000.
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Must have a DuPage Credit Union membership established and be in good standing.
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New Member Share Savings Certificate APY = Annual Percentage Yield. Rates are subject to change without notice. Base certificate rates accurate as of 7/24/2023 and 25 basis point increase for new members effective 8/1/2023. Stated APY is for the 12 month share certificate with the 25 basis point increase for new members. The APY may change based on current dividend rates at the time of maturity. The APY assumes that all funds will remain on deposit until maturity. Dividends are compounded monthly and paid monthly. A minimum investment of $1,000 is required to open. Early withdrawal penalties may apply.
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Offer valid for new members joining the Credit Union between 8/1/2023 through 12/31/2023. Open a certificate of deposit between 8/1/2023 and 12/31/2023 and receive an additional .25% basis points on any certificate term. Rates are subject to change without notice. Certificates renewing upon maturity will do so at the current stated certificate rate. Cannot be combined with any other offers. For a list of current certificate rates, terms, and conditions please visit dupagecu.com/rates. Must have a Credit Union membership established and be in good standing.
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We may impose a penalty if you withdraw funds from your account before the maturity date.
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Dividends are compounded monthly and paid monthly. Rates are subject to change.
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