3.17% APR*skip to disclosure personal loans for up to 24 months

You’re in luck – now through St. Patrick’s Day, take advantage of our lowest personal loan rate of the year with promo code LUCKY21!

leprechaun sitting on a pot of gold

Personal loans from $500 to $50,000.

Whatever your expense, a low-rate personal loan can help you pay it off.

We take a look at the bigger financial picture in order to get you the best personal loan rate. Whether you're looking to consolidate debt or pay off unexpected medical expenses, a personal loan can be a smart choice.

Today's Personal Loan Rates

as low as
3.17

%

APR*skip to disclosure

for 24 months
as low as
3.17

%

APR1skip to disclosure

as low as
7.49

%

APR1skip to disclosure

as low as
8.49

%

APR1skip to disclosure

as low as
9.99

%

APR1skip to disclosure

Why a personal loan from DuPage Credit Union?

No fees

No fees

No origination or pre-payment fees. No fees as long as you pay on time.

Coins

Low rates

Fixed-rate personal loans as low as 3.17% APR.1skip to disclosure

Auto pay

Reduce your rate with auto pay

Sign up for auto pay and reduce your rate by .25%.2skip to disclosure

90 days

No payment for first 90 days

Defer your first payment for 90 days.3skip to disclosure

It's just this easy

1

Apply online, over the phone, or in person.

2

Receive your decision within hours.

3

Funds will be available within one business day.

Man using cell phone
Upscale white kitchen

What can I use a personal loan for?

Personal loans are great because they are so flexible. Whatever your expense, a low-rate personal loan can help you pay it off.

  • Debt consolidation
  • Home repairs
  • Medical expenses
  • Auto repairs
  • Weddings
  • Vacations

Get help with personal loans.

A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 24-60 months. Personal loans can be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!

You can reduce your rate by .25% when you agree to make your payment automatically through Online Banking or through payroll deduction/ACH and reduce your rate by .25%. The .25% payroll deduction/ACH does not apply to the Lucky21 Personal Loan and may not be available for other special limited-time rate loans – see disclosure for details.

Get started with a low-rate personal loan.

In only takes minutes and you can receive funds in less than 24 hours.

Personal loan reviews

star rating Average star rating of 5 stars 105 Reviews of Personal Loans
02/27/2021
Personal loan
 

Tana was very helpful and efficient . Answered all my questions and made the process smooth and easy. I will be contacting again the end of March to get pre approved for a car loan.

-
Steve H.
02/15/2021
People who care
 

DCU are people that really care to help find people a solution to their finances and personal dreams. I am a loyal customer for life. Thank you for all you do DCU! The employees are what makes the difference! If you want a bank that treats you like a number, well, then you know where to go... DCU is completely opposite of that!!!

-
Kyle K
02/14/2021
Personal loan
 

Excellent attention and good customer service the people in the institution they are really friendly and they help with the questions and explain you everything and every process

-
Henry b
*
  • Annual Percentage Rate (APR). 3.17% APR is a promotional rate good from 3/1/2021-3/17/2021. Must use promo code LUCKY21 when applying. Loan must disburse by 3/31/2021. Cannot be combined with any other promotional offers. Minimum loan amount $500. Maximum term is 24 months. All loan terms and conditions are subject to Credit Union qualifications and approval. Lucky Day Loan rate as low as 3.17% APR with a term of 24 months would result in a monthly payment of $43.06 based on a $1,000 loan. Actual rate and monthly payment may vary. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a Credit Union membership established and be in good standing.

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1
  • Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (3.17% APR/24 mo, $43.06; 7.49% APR/36 mo, $31.10; 8.49% APR/48 mo, $24.65; 9.99% APR/60 mo, $21.25).

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2
  • Reduce your rate by .25% when you sign up to make your loan payments through auto pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a member in good standing.

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3
  • First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.

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Routing Number:
271990198