Personal loans as low as 6.49% APR1

With funds available in less than 24 hours, we've got you covered with financing when you need it most.

Personal loans from $500 to $50,000.

Unexpected expenses happen. That's where a DuPage Credit Union personal loan comes in.

We take a look at the bigger financial picture in order to get you the best personal loan rate. Whether you're looking to consolidate debt or pay off unexpected medical expenses, a personal loan can be a smart choice.

Today's Personal Loan Rates
As low as:
Rates Effective: 10/01/2019

Why a personal loan from DuPage Credit Union?

No fees

No fees

No origination or pre-payment fees. No fees as long as you pay on time.


Low rates

Fixed-rate personal loans as low as 6.49% APR.1

Auto pay

Reduce your rate with auto pay

Sign up for auto pay and reduce your rate by .25%.2

90 days

No payment for first 90 days

Defer your first payment for 90 days.3

It's just this easy


Apply online, over the phone, or in person.


Receive your decision within hours.


Funds will be available within one business day.

Man using cell phone

What can I use a personal loan for?

Personal loans are great because they are so flexible. Whatever your expense, a low-rate personal loan can help you pay it off.

  • Debt consolidation
  • Home repairs
  • Medical expenses
  • Auto repairs
  • Weddings
  • Vacations

Get help with personal loans.

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A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 2-5 years. They can be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!

Yes. With a personal loan from DuPage Credit Union, not only could you save thousands by consolidating your debt into low, fixed rate monthly payments, you may also improve your credit score.

We have flexible repayment terms from 24 – 60 months.

Yes, in order to take out a personal loan, you must become a DuPage Credit Union member. Interested in becoming a member right now? We’ve made it easy! You or a family member must go to school in DuPage County, or live or work in DuPage, DeKalb, Kane, Kendall, Lake, McHenry, and Will Counties. Still not sure if you qualify? Ask your employer or give us a call at 800-323-2611.


You have the option to make your first payment due at the end of the following month or you can choose to defer your first payment for up to 90 days. Interest will continue to accrue during the deferred payment period.

You can lower your personal loan rate even further when you agree to make your payment automatically through Online Banking or through payroll deduction/ACH and reduce your rate by .25%.


Get started with a low-rate personal loan.

In only takes minutes and you can receive funds in less than 24 hours.

Personal loan reviews

star rating Average star rating of 5 stars 20 Reviews of Personal Loans
Personal loan

Always great service and best loan

- Mike
Overall Great Products and Service

DPCU has always helped me out when I needed financial assistance. Their loan process is short and the people helped explain the process to me and walked me through it with ease. I have been very satisfied with their other products as well. Credit cards and savings accounts have great features and benefits that fit my needs. I highly recommend DuPage Credit Union.

- Christina
Personal Loan Consolidation

I worked with the loan advisors at DuPage Credit Union to secure an unsecured personal loan to consolidate my debt to one payment. The process was simple and the team at DuPage was very helpful and communicative. They paid off credit cards directly and helped me set up auto-payments on the new loan at a lower interest rate than I could find anywhere else.

- Jim OBrill
  • Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a Member in good standing. Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (6.49% APR/24 mo, $44.54; 7.49% APR/36 mo, $31.12; 8.49% APR/48 mo, $24.64; 10.49% APR/60 mo, $21.49).

  • Reduce your rate by .25% when you sign up to make your loan payments through auto pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a member in good standing.

  • First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.

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