Personal loans

Limited-time offer: as low as 4.99% APR*skip to disclosure up to 24 months

Just use promo code SUMMERSAVINGS when you apply.

Personal loans from $500 to $50,000.

Whatever your expense, a low-rate personal loan can help you pay it off.

We take a look at the bigger financial picture in order to get you the best personal loan rate. Whether you're looking to consolidate debt or pay off unexpected medical expenses, a personal loan can be a smart choice.

Today's Personal Loan Rates

as low as
4.99

%

APR*skip to disclosure

for up to 24 months
as low as
6.49

%

APR1skip to disclosure

as low as
7.49

%

APR1skip to disclosure

as low as
8.49

%

APR1skip to disclosure

as low as
9.99

%

APR1skip to disclosure

Why a personal loan from DuPage Credit Union?

No fees

No fees

No origination or pre-payment fees. No fees as long as you pay on time.

Coins

Low rates

Fixed-rate personal loans as low as 6.49% APR.1skip to disclosure

Auto pay

Reduce your rate with auto pay

Sign up for auto pay and reduce your rate by .25%.2skip to disclosure

90 days

No payment for first 90 days

Defer your first payment for 90 days.3skip to disclosure

It's just this easy

1

Apply online, over the phone, or in person.

2

Receive your decision within hours.

3

Funds will be available within one business day.

Man using cell phone
Upscale white kitchen

What can I use a personal loan for?

Personal loans are great because they are so flexible. Whatever your expense, a low-rate personal loan can help you pay it off.

  • Debt consolidation
  • Home repairs
  • Medical expenses
  • Auto repairs
  • Weddings
  • Vacations

Get help with personal loans.

A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 24-60 months. Personal loans can be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!

When you agree to make your payment automatically through Online Banking or through payroll deduction/ACH, you can reduce your rate by .25%. The .25% payroll deduction/ACH may not be available for special limited-time rate loans – see disclosure for details.

Get started with a low-rate personal loan.

In only takes minutes and you can receive funds in less than 24 hours.

Personal loan reviews

star rating Average star rating of 5 stars 127 Reviews of Personal Loans
07/24/2021
Great personable service
 

When our investment manager left the large bank that oversaw our investments, my family followed suit. Naturally we needed a new home to handle our daily financial needs. Providence smiled upon us and we meet Deja who has always been available to answer our many questions. Her eagerness to help us was a perfect fit and we eventually took out a small personal loan to help us fix up our old house. Thanks Deja!

-
Eric G
07/19/2021
 

Best Credit Union I ever dealt with, they go above and beyond to meet your financial needs, they actually listen, highly recommended, and thank you everybody at DuPage CU for all your help

-
Mike I
07/18/2021
Personal loan
 
-
Kourosh S
*
  • Annual Percentage Rate (APR). 4.99% APR is a promotional rate good from 6/1/2021-8/31/2021. Must use promo code SUMMERSAVINGS when applying. Loan must disburse by 9/30/2021. Cannot be combined with any other promotional offers. Minimum loan amount $500. Maximum term is 24 months. All loan terms and conditions are subject to Credit Union qualifications and approval. SUMMERSAVINGS Loan rate as low as 4.99% APR with a term of 24 months would result in a monthly payment of $43.87 based on a $1,000 loan. Actual rate and monthly payment may vary. The SUMMERSAVINGS promo cannot be combined with rate reduction of .25% APR for auto pay. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Loan proceeds cannot be paid towards existing DuPage Credit Union balances. Must have a Credit Union membership established and be in good standing.

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1
  • Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (6.49% APR/24 mo, $44.54; 7.49% APR/36 mo, $31.10; 8.49% APR/48 mo, $24.65; 9.99% APR/60 mo, $21.25).

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2
  • Reduce your rate by .25% when you sign up to make your loan payments through auto pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a member in good standing.

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3
  • First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.

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Routing Number:
271990198