Personal Loans
Personal loans as low as 8.99% APR†skip to disclosure
With funds available in less than 24 hours, we've got you covered with financing when you need it most.
No fees
No pre-payment fees. No fees as long as you pay on time.
No payments for the first 90 days optional1skip to disclosure
Because we could all use a little more time when life gets in the way.
Reduce your rate with auto pay
Sign up for auto pay and reduce your rate by .25%.2skip to disclosure
Today's low personal loan rates
We offer flexible repayment terms from 24 to 60 months with loans from $500 to $50,000.
| Term |
APR†skip to disclosure as low as |
|---|---|
| Up to 24 months | 8.99% APR |
| 25 to 36 months | 9.99 % APR |
| 37 to 48 months | 10.99% APR |
| 49 to 60 months | 12.99% APR |
What is a personal loan?
A personal loan is a lump sum of money that you could borrow for almost anything, such as consolidating debt, paying off medical expenses, auto repairs, vacations, weddings, and other major purchases.
Unlike credit cards which often have variable rates, personal loans offer fixed rates with a fixed repayment term.
How it works
1
Apply online, over the phone, or in person.
2
Receive your decision via email or we'll call you with any questions.
3
Funds will be available shortly after signing.
See what our members are saying about their personal loans
The entire team was so helpful! They got me the best rate & repayment plan for me!
Kate W.
Great experience getting a personal loan. The customer service provided was amazing, highly recommend!
Omar C.
So happy to be a member of DuPage Credit Union. It was one of the easiest loans I have applied for. Customer service was and is always excellent.
Veronica D.
Common personal loan questions
A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 24-60 months. Personal loans could be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!
We have flexible personal loan repayment terms from 24 – 60 months.
When you agree to make your payment automatically through Digital Banking or through payroll deduction/ACH, you could reduce your rate by .25%.² Discount does not apply to promo personal loan rates.
Apply for a low-rate personal loan today.
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Must have a DuPage Credit Union membership established and be in good standing.
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Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (8.99% APR/24 mo, $45.68; 9.99% APR/36 mo, $32.26; 10.99% APR/48 mo, $25.84; 12.99% APR/60 mo, $22.75).
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First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.
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Reduce your rate by .25% when you sign up to make your loan payments through auto pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a member in good standing.
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