PERSONAL LOANS

Personal loans as low as 6.49% APR1skip to disclosure

With funds available in less than 24 hours, we've got you covered with financing when you need it most.

Personal loans from $500 to $50,000.

Whatever your expense, a low-rate personal loan can help you pay it off. 

We take a look at the bigger financial picture in order to get you the best personal loan rate. Whether you're looking to consolidate debt or pay off unexpected medical expenses, a personal loan can be a smart choice.

Today's Personal Loan Rates

as low as
6.49

%

APR1skip to disclosure

as low as
7.49

%

APR1skip to disclosure

as low as
8.49

%

APR1skip to disclosure

as low as
9.99

%

APR1skip to disclosure

Why a personal loan from DuPage Credit Union?

No fees

No fees

No origination or pre-payment fees. No fees as long as you pay on time.

Coins

Low rates

Fixed-rate personal loans as low as 6.49% APR.1skip to disclosure

Auto pay

Reduce your rate with auto pay

Sign up for auto pay and reduce your rate by .25%.2skip to disclosure

90 days

No payment for first 90 days

Defer your first payment for 90 days.3skip to disclosure

It's just this easy

1

Apply online, over the phone, or in person.

2

Receive your decision within hours.

3

Funds will be available within one business day.

Man using cell phone
Upscale white kitchen

What can I use a personal loan for?

Personal loans are great because they are so flexible. Whatever your expense, a low-rate personal loan can help you pay it off.

  • Debt consolidation
  • Home repairs
  • Medical expenses
  • Auto repairs
  • Weddings
  • Vacations

Get help with personal loans.

A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 24-60 months. Personal loans can be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!

When you agree to make your payment automatically through Online Banking or through payroll deduction/ACH, you can reduce your rate by .25%. The .25% payroll deduction/ACH may not be available for special limited-time rate loans – see disclosure for details.

Get started with a low-rate personal loan.

In only takes minutes and you can receive funds in less than 24 hours.

Personal loan reviews

star rating Average star rating of 5 stars 144 Reviews of Personal Loans
01/01/2022
Loan
 

Great credit union!!
Knowledgeable and friendly people to work with.
Excellent!!

-
John I
11/23/2021
Personal Loan
 

Tana was extremely helpful in consulting with me and my financial situation. She made the loan process simple and seamless.

-
Dana J
11/11/2021
Covered Every Step of the Process
 

Fast, smooth application process and great customer service equals an outstanding loan. This is the 2nd time that I've borrowed from DCU and they will always be my first call.

-
Chris W.
1
  • Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (6.49% APR/24 mo, $44.54; 7.49% APR/36 mo, $31.10; 8.49% APR/48 mo, $24.65; 9.99% APR/60 mo, $21.25).

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2
  • Reduce your rate by .25% when you sign up to make your loan payments through auto pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a member in good standing.

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3
  • First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.

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Routing Number:
271990198