Limited-time offer: rates as low as 5.99% APR*skip to disclosure for up to 24 months.


No fees

No fees

No pre-payment fees. No fees as long as you pay on time.

Pay down debt faster

Most decisions made within hours

With funds available within one business day.

90 days

No payments for the first 90 days optional1skip to disclosure

Because we could all use a little more time when life gets in the way.

Today's low personal loan rates

We offer flexible repayment terms from 24 to 60 months with loans from $500 to $50,000.

TermAPRskip to disclosure
as low as
Up to 24 months5.99% APR
25 to 36 months7.49 % APR
37 to 48 months8.49% APR
49 to 60 months9.99% APR
Dad playing with son on couch

What is a personal loan?

A personal loan is a lump sum of money that you could borrow for almost anything, such as consolidating debt, paying off medical expenses, auto repairs, vacations, weddings, and other major purchases.

Unlike credit cards which often have variable rates, personal loans offer fixed rates with a fixed repayment term.

How it works


Apply online, over the phone, or in person.


Receive your decision via email or we'll call you with any questions.


Funds will be available shortly after signing.

See what our members are saying about their personal loans

star rating Average star rating of 5 stars 169 Reviews of Personal Loans

The entire team was so helpful! They got me the best rate & repayment plan for me!

Letter K in circle

Kate W.

Great experience getting a personal loan. The customer service provided was amazing, highly recommend!

Letter O in circle

Omar C.

So happy to be a member of DuPage Credit Union. It was one of the easiest loans I have applied for. Customer service was and is always excellent.

Letter V in circle

Veronica D.

Apply for a low-rate personal loan today.

Common personal loan questions

A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 24-60 months. Personal loans could be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!

We have flexible personal loan repayment terms from 24 – 60 months.

When you agree to make your payment automatically through Online Banking or through payroll deduction/ACH, you could reduce your rate by .25%. Discount does not apply to promo personal loan rates.

  • Annual Percentage Rate (APR). Rates as low as 5.99% APR is a promotional rate good from 6/1/2022-8/31/2022. Must use promo code SUMMERSAVINGS when applying. Loan must disburse by 9/30/2022. Cannot be combined with any other promotional offers. Minimum loan amount $500. Maximum term is 24 months. All loan terms and conditions are subject to Credit Union qualifications and approval. Payment example: 5.99% APR with a term of 24 months would result in a monthly payment of $44.32 based on a $1,000 loan. Actual rate and monthly payment may vary. Rates are subject to change without notice. Not all applicants will qualify for the lowest rate. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Loan proceeds cannot be paid towards existing DuPage Credit Union balances. Must have a Credit Union membership established and be in good standing.

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  • First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.

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  • Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (5.99% APR/24 mo, $44.32; 7.49% APR/36 mo, $31.10; 8.49% APR/48 mo, $24.65; 9.99% APR/60 mo, $21.25).

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