PERSONAL LOANS

Special Offer: Personal loans as low as 4.99% APR1

Take advantage of our lowest rate of the year when you apply by 12/31/19 and close by 1/31/20.

Personal loans from $500 to $50,000.

Unexpected expenses happen. That's where a DuPage Credit Union personal loan comes in.

We take a look at the bigger financial picture in order to get you the best personal loan rate. Whether you're looking to consolidate debt or pay off unexpected medical expenses, a personal loan can be a smart choice.

Today's Personal Loan Rates
As low as:
4.99
%
APR
Apply
Rates Effective: 12/01/2019

Why a personal loan from DuPage Credit Union?

No fees

No fees

No origination or pre-payment fees. No fees as long as you pay on time.

Coins

Low rates

Fixed-rate personal loans as low as 4.99% APR.1skip to disclosure

Auto pay

Reduce your rate with auto pay

Sign up for auto pay and reduce your rate by .25%.2skip to disclosure

90 days

No payment for first 90 days

Defer your first payment for 90 days.3skip to disclosure

It's just this easy

1

Apply online, over the phone, or in person.

2

Receive your decision within hours.

3

Funds will be available within one business day.

Man using cell phone

What can I use a personal loan for?

Personal loans are great because they are so flexible. Whatever your expense, a low-rate personal loan can help you pay it off.

  • Debt consolidation
  • Home repairs
  • Medical expenses
  • Auto repairs
  • Weddings
  • Vacations

Get help with personal loans.

A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 2-5 years. They can be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!

Yes. With a personal loan from DuPage Credit Union, not only could you save thousands by consolidating your debt into low, fixed rate monthly payments, you may also improve your credit score.

We have flexible repayment terms from 24 – 60 months.

Yes, in order to take out a personal loan, you must become a DuPage Credit Union member. Interested in becoming a member right now? We’ve made it easy! You or a family member must go to school in DuPage County, or live or work in DuPage, DeKalb, Kane, Kendall, Lake, McHenry, and Will Counties. Still not sure if you qualify? Ask your employer or give us a call at 800-323-2611.

 

You have the option to make your first payment due at the end of the following month or you can choose to defer your first payment for up to 90 days. Interest will continue to accrue during the deferred payment period.

You can lower your personal loan rate even further when you agree to make your payment automatically through Online Banking or through payroll deduction/ACH and reduce your rate by .25%.

 

Get started with a low-rate personal loan.

In only takes minutes and you can receive funds in less than 24 hours.

Personal loan reviews

star rating Average star rating of 5 stars 20 Reviews of Personal Loans
11/29/2019
Personal Holiday Loan
 

Thank you to each of the Dupage Credit Union Staff for their help with our recent loan. John is a dialysis patient and this
disability limits his mobility. This process was easy for us completing all the paperwork online. Thank you for your
kind attention to this matter for us. Sincerely, Mary & John Yena

- Mary & John Yena

Mary & John, thank you so much for such a great review. We're happy that we were able to help you and that the process was a quick and easy as possible. Wishing you the best of luck!

- Dupage Credit Union
11/26/2019
Kim
 

Quick process! Very professional and caring. There is definitely a human side to banking.

- Lisa
11/25/2019
Great customer service
 

I called about a debt consolidation loan on Wednesday. They took all of my information within 10 minutes and approved my loan the very next morning. Thank you for helping me get back on track.

- Joy T.
1
  • Personal Loans APR = Annual Percentage Rate. Holiday Personal Loan Special Offer: Personal Loan rate as low as 4.99% APR with a term of 24 months would result in monthly payment of $219.36 based on $5,000 loan. Actual rate and monthly payment may vary based on creditworthiness. APR is a promotional rate good for applications received 11/1/19-12/31/19. Loans must close by 1/31/20. Minimum loan amount $500. Maximum loan amount $10,000. Maximum Term is 24 months. Cannot be combined with any other offers. The 0.25% automatic payment rate reduction does not apply. All DuPage Credit Union Personal Loans: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (7.49% APR/36 mo, $31.12; 8.49% APR/48 mo, $24.64; 10.49% APR/60 mo, $21.49). Rates may vary based on creditworthiness and are subject to change without notice. Does not apply to loans currently financed through DuPage Credit Union. Some restrictions may apply. All loans, terms and conditions are subject to credit union qualifications and approval. Must be a Member in good standing.

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2
  • Reduce your rate by .25% when you sign up to make your loan payments through auto pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a member in good standing.

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3
  • First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.

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