Personal loans

Limited-time offer: rates as low as 4.99% APR*skip to disclosure for 24 months

Take advantage of this low, no-fee personal loan rate, now through the end of the year.

Personal loans from $500 to $50,000.

Unexpected expenses happen. That's where a DuPage Credit Union personal loan comes in.

We take a look at the bigger financial picture in order to get you the best personal loan rate. Whether you're looking to consolidate debt or pay off unexpected medical expenses, a personal loan can be a smart choice.

Today's Personal Loan Rates
As low as:
Rates Effective: 12/01/2020

Why a personal loan from DuPage Credit Union?

No fees

No fees

No origination or pre-payment fees. No fees as long as you pay on time.


Low rates

Fixed-rate personal loans as low as 4.99% APR.1skip to disclosure

Auto pay

Reduce your rate with auto pay

Sign up for auto pay and reduce your rate by .25%.2skip to disclosure

90 days

No payment for first 90 days

Defer your first payment for 90 days.3skip to disclosure

It's just this easy


Apply online, over the phone, or in person.


Receive your decision within hours.


Funds will be available within one business day.

Man using cell phone

What can I use a personal loan for?

Personal loans are great because they are so flexible. Whatever your expense, a low-rate personal loan can help you pay it off.

  • Debt consolidation
  • Home repairs
  • Medical expenses
  • Auto repairs
  • Weddings
  • Vacations

Get help with personal loans.

A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 24-60 months. They can be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!

Yes. With a personal loan from DuPage Credit Union, not only could you save thousands by consolidating your debt into low, fixed rate monthly payments, you may also improve your credit score.

You can apply as a non-member; however, you must become a DuPage Credit Union member by loan closing. Interested in becoming a member right now? We’ve made it easy! Anyone who lives or works in DuPage, DeKalb, Kane, Kendall, Lake, McHenry, or Will county, anyone who goes to school in DuPage county, anyone related to a current member, or anyone belonging to one of the Credit Union’s select employee groups can become a member. Still not sure if you qualify? Check out our membership page and take a quick eligibility quiz, ask your employer, or give us a call at 800-323-2611.


You can lower your personal loan rate even further when you agree to make your payment automatically through Online Banking or through payroll deduction/ACH and reduce your rate by .25%. The .25% payroll deduction/ACH is not available for the special 24 month 4.99% APR*skip to disclosure holiday personal loan.


Get started with a low-rate personal loan.

In only takes minutes and you can receive funds in less than 24 hours.

Personal loan reviews

star rating Average star rating of 5 stars 92 Reviews of Personal Loans
Personal loan

Thanks to Jason and the Loan Dept for their help. We have been customers for many years and the process works for us

Mary and John Y
Loan process
Brian B
Personal Loan

Fantastic process and great customer service. Very pleased!

Josh C.
  • Annual Percentage Rate = APR. Personal loan rate as low as 4.99% APR with a term of 24 months would result in monthly payment of $43.87 based on $1,000 loan. Actual rate and monthly payment may vary. APR is a promotional rate good from 10/1/2020-12/31/2020. Loans must close by 1/31/2021. Minimum loan amount $500. Maximum term is 24 months. Cannot be combined with any other offers. Other rates and terms available. The 0.25% automatic rate reduction does not apply. Some restrictions may apply. Rates are subject to change without notice. All loans, terms and conditions are subject to Credit Union qualifications and approval. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing.

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  • Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (4.99% APR/24 mo, $43.87; 7.49% APR/36 mo, $31.10; 8.49% APR/48 mo, $24.65; 9.99% APR/60 mo, $21.25).

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  • Reduce your rate by .25% when you sign up to make your loan payments through auto pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a member in good standing.

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  • First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.

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