Personal loans as low as 6.49% APR1skip to disclosure

With funds available in less than 24 hours, we've got you covered with financing when you need it most.

Personal loans from $500 to $50,000.

Unexpected expenses happen. That's where a DuPage Credit Union personal loan comes in.

We take a look at the bigger financial picture in order to get you the best personal loan rate. Whether you're looking to consolidate debt or pay off unexpected medical expenses, a personal loan can be a smart choice.

Today's Personal Loan Rates
As low as:
Rates Effective: 01/01/2020

Why a personal loan from DuPage Credit Union?

No fees

No fees

No origination or pre-payment fees. No fees as long as you pay on time.


Low rates

Fixed-rate personal loans as low as 6.49% APR.1skip to disclosure

Auto pay

Reduce your rate with auto pay

Sign up for auto pay and reduce your rate by .25%.2skip to disclosure

90 days

No payment for first 90 days

Defer your first payment for 90 days.3skip to disclosure

It's just this easy


Apply online, over the phone, or in person.


Receive your decision within hours.


Funds will be available within one business day.

Man using cell phone

What can I use a personal loan for?

Personal loans are great because they are so flexible. Whatever your expense, a low-rate personal loan can help you pay it off.

  • Debt consolidation
  • Home repairs
  • Medical expenses
  • Auto repairs
  • Weddings
  • Vacations

Get help with personal loans.

A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 2-5 years. They can be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!

Yes. With a personal loan from DuPage Credit Union, not only could you save thousands by consolidating your debt into low, fixed rate monthly payments, you may also improve your credit score.

We have flexible repayment terms from 24 – 60 months.

Yes, in order to take out a personal loan, you must become a DuPage Credit Union member. Interested in becoming a member right now? We’ve made it easy! You or a family member must go to school in DuPage County, or live or work in DuPage, DeKalb, Kane, Kendall, Lake, McHenry, and Will Counties. Still not sure if you qualify? Ask your employer or give us a call at 800-323-2611.


You have the option to make your first payment due at the end of the following month or you can choose to defer your first payment for up to 90 days. Interest will continue to accrue during the deferred payment period.

You can lower your personal loan rate even further when you agree to make your payment automatically through Online Banking or through payroll deduction/ACH and reduce your rate by .25%.


Get started with a low-rate personal loan.

In only takes minutes and you can receive funds in less than 24 hours.

Personal loan reviews

star rating Average star rating of 5 stars 20 Reviews of Personal Loans
Great customer service!

Dan was so helpful and explained everything!

- Colleen c

Thanks for the great review, Colleen! We'll be sure to let Dan know that you appreciated his help 🙂

- Dupage Credit Union
Personal Loan

I recently applied for a personal Loan with DuPage Credit Union. Candice, Jason and Samantha in the Loan Department as well as John in Digital Banking were very professional, knowledgeable, responsive and friendly. They were also very accommodating to my requests and preferences not to mention their patience from the countless questions that I had asked them. The Personal Loan Approval Process was very fast and convenience for me over the phone and online.
Please keep up the great work that you do. I like to give each and every one of you Two Thumbs Up for the job well done. I really appreciate it.

If I ever need to apply for a Personal Loan again in the future, DuPage Credit Union will be my first choice.

Again, your time and effort is greatly appreciated.


Donald S.

- Donald S.

Donald, thanks for the five-star review, as well as the two thumbs up - we're happy we were able to answer all of your questions and make your personal loan experience as fast and painless as possible. We'll be sure to pass along your message to Candice, Jason, Samantha, and John.

- Dupage Credit Union
Excellent service, the whole staff was helpful in achieving my goal.

Excellent service, the whole staff was helpful in achieving my goal.
And the advertising was truthful to the fullness, no gimmicks and fast and easy service. I highly recommend dupage credit unions.
Small banks are the foundation of most communities. thank you

- oscar rodriguez
  • Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a Member in good standing. Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (6.49% APR/24 mo, $44.54; 7.49% APR/36 mo, $31.10; 8.49% APR/48 mo, $24.64; 10.49% APR/60 mo, $21.49).

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  • Reduce your rate by .25% when you sign up to make your loan payments through auto pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a member in good standing.

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  • First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.

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