Share Savings Certificate

Earn up to 3.04% APY¹skip to disclosure
on a 12-month Certificate

$1,000 minimum investment*skip to disclosure
No service fee
Terms from 3 to 60 months
Deposits insured up to $250,000 per account

Certificate Terms and Annual Percentage Yield (APY)

Rates accurate as of 5/22/2023

Term	APY	Dividend Rate†skip to disclosure
3-Month	0.05%	0.05%
6-Month	2.78%	2.75%
9-Month	0.05%	0.05%
12-Month	3.04%	3.00%
18-Months	0.07%	0.07%
24-Month	0.10%	0.10%
30-Month	0.10%	0.10%
36-Month	0.12%	0.12%
48-Month	0.12%	0.12%
60-Month	0.15%	0.15%

Looking for another savings option?

High-Yield Savings

Exclusively for Cash Back or High-Yield Checking account holders.

1.00% APY²skip to disclosure

No minimum to earn
No minimum balance fee

Learn More

Jumbo Money Market

Earn up to 0.40% APY on balances of $250,000+.

0.40% APY³skip to disclosure

$55,000 minimum to earn
No minimum balance fee

Learn More

Get Help with Share Savings Certificates

How are dividends compounded on a Share Savings Certificate? Dropdown, press enter to open.

Dividends accrue daily and are compounded and credited to your account monthly.

Is there a minimum investment amount for Share Savings Certificates? Dropdown, press enter to open.

The minimum investment amount for a Share Savings Certificate is $1,000.

What are the available terms for the Share Savings Certificate? Dropdown, press enter to open.

The Share Savings Certificate offers available terms ranging from 3 months to 60 months allowing for easy investing on your terms.

Are there any fees associated with a Share Savings Certificate? Dropdown, press enter to open.

There are no monthly fees associated with a Share Savings Certificate. And, with available terms ranging from 3 months to 60 months, it’s easy investing on your terms.

How can I make deposits into my account? Dropdown, press enter to open.

There are several options for making deposits into your savings account. You can:

ACH in initiated from your bank, credit union or PayPal/Venmo type service
Wire transfer in
Mail us a personal check, cashier’s check, or bill pay check
Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.

Must have a DuPage Credit Union membership established and be in good standing.

Share Savings Certificate APY = Annual Percentage Yield. Rates are subject to change without notice. The APY may change based on current dividend rates at the time of maturity. APY is accurate of the last dividend declaration date. The APY assumes that all funds will remain on deposit until maturity. Dividends are compounded monthly and paid monthly. A minimum investment of $1,000 is required to open. Early withdrawal penalties may apply.

We may impose a penalty if you withdraw funds from your account before the maturity date. Minimum investment of $1,000.

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Dividends are compounded monthly and paid monthly. Rates are subject to change.