SHARE SAVINGS CERTIFICATE

Let it sit and watch it grow.

Earn up to 1.51% APY.1skip to disclosure Certifcates from 3 - 60 months.

Grow your savings with peace of mind.

Like a certificate of deposit (CD) but issued by credit unions, a share savings certificate is a type of savings account that has a fixed rate and fixed withdrawal or maturity date. With no monthly fees and available terms ranging from 3 months to 60 months, you can choose a share savings certificate term that meets your savings goal.

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High-Yield Checking

Earn up to 1.51% APY1skip to disclosure
on a 14-month certificate

One thousand dollars

$1,000 minimum investment

No service fees

No service fee

Umbrella

Deposits insured up to $250,000 per account

Share savings certificate rates

Rates accurate as of 12/01/2019

SHARE SAVINGS CERTIFICATE ($1,000 minimum investment)

TermAnnual Percentage YieldDividend Rateskip to disclosure
60-Month0.15%0.15%
48-Month0.12%0.12%
36-Month0.12%0.12%
30-Month0.10%0.10%
24-Month0.10%0.10%
18-Month0.07%0.07%
14-Month1.51%1.50%
12-Month0.07%0.07%
9-Month0.05%0.05%
6-Month0.05%0.05%
3-Month0.05%0.05%

SHARE SAVINGS CERTIFICATE ($500 minimum investment)*skip to disclosure

TermAnnual Percentage YieldDividend Rateskip to disclosure
3-Month (ages 22 and younger)0.05%0.05%

Want to earn even more?

I want to earn 1.41% APY with a High-Yield Savings account.

I want to earn up to 1.41% APY with a Jumbo Money Market account.

Get help with share savings certificates.

Dividends accrue daily and are compounded and credited to your account monthly.

The minimum investment amount for a Share Savings Certificate is $1,000. However, individuals 22 years or younger can open a Share Savings Certificate for only $500 with a 3-month term only.

The Share Savings Certificate offers available terms ranging from 3 months to 60 months allowing for easy investing on your terms.

There are no monthly fees associated with a Share Savings Certificate. And, with available terms ranging from 3 months to 60 months, it’s easy investing on your terms.

There are several options for withdrawing funds from your savings account. You can:

  • ACH out initiated from your bank, credit union or PayPal/Venmo type service
  • Wire transfer out (fee applies)
  • We can mail you a cashier’s check via USPS delivery (fee applies)
  • Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.

There are several options for making deposits into your savings account. You can:

  • Mobile Check Deposit via our Mobile Banking App
  • ACH in initiated from your bank, credit union or PayPal/Venmo type service
  • Wire transfer in
  • Mail us a personal check, cashier’s check, or bill pay check
  • Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.

Open a share savings certificate.

1
  • Share Savings Certificate APY = Annual Percentage Yield. Rates are subject to change without notice. The rate may change after the account is opened. APY is accurate of the last dividend declaration date. The APY assumes that all funds will remain on deposit until maturity. Earnings may be reduced if fees are incurred. Certificate Rates effective Sunday through Saturday.

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*
  • We may impose a penalty if you withdraw funds from your account before the maturity date. Minimum investment of $1,000. A minimum of $500 for ages 22 and younger – 3 month term only.

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  • Dividends are compounded monthly and paid monthly. Rates are subject to change.

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271990198