share savings certificate

Earn up to 3.04% APY¹skip to disclosure
on a 12-month Certificate

  • $1,000 minimum investment*skip to disclosure

  • No service fee

  • Terms from 3 to 60 months

  • Deposits insured up to $250,000 per account

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Certificate Terms and Annual Percentage Yield (APY)

Rates accurate as of 12/18/2022
Term APY Dividend Rateskip to disclosure
3-Month0.05%0.05%
6-Month2.78%2.75%
9-Month0.05%0.05%
12-Month3.04%3.00%
18-Months0.07%0.07%
24-Month0.10%0.10%
30-Month0.10%0.10%
36-Month0.12%0.12%
48-Month0.12%0.12%
60-Month0.15%0.15%

Looking for another savings option?

High-Yield Savings

Exclusively for Cash Back or High-Yield Checking account holders.

  • No minimum to earn

  • No minimum balance fee

Jumbo Money Market

Earn up to 0.40% APY on balances of $250,000+.

  • $55,000 minimum to earn

  • No minimum balance fee

Get Help with Share Savings Certificates

Dividends accrue daily and are compounded and credited to your account monthly.

The minimum investment amount for a Share Savings Certificate is $1,000.

The Share Savings Certificate offers available terms ranging from 3 months to 60 months allowing for easy investing on your terms.

There are no monthly fees associated with a Share Savings Certificate. And, with available terms ranging from 3 months to 60 months, it’s easy investing on your terms.

There are several options for making deposits into your savings account. You can:

  • ACH in initiated from your bank, credit union or PayPal/Venmo type service
  • Wire transfer in
  • Mail us a personal check, cashier’s check, or bill pay check
  • Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.

  • Must have a DuPage Credit Union Membership established and be in good standing.

1
  • Share Savings Certificate APY = Annual Percentage Yield. Rates are subject to change without notice. The APY may change based on current dividend rates at the time of maturity. APY is accurate of the last dividend declaration date. The APY assumes that all funds will remain on deposit until maturity. Dividends are compounded monthly and paid monthly. A minimum investment of $1,000 is required to open. Early withdrawal penalties may apply.

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*
  • We may impose a penalty if you withdraw funds from your account before the maturity date. Minimum investment of $1,000.

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  • Dividends are compounded monthly and paid monthly. Rates are subject to change.

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