Checking Account - Maximize Your Money | DuPage Credit Union

checking accounts

Earn a $200 Welcome Reward

Take advantage of a $200 Welcome Reward when you open a Cash Back Checking or High-Yield Checking account with qualifying activities.2skip to disclosure ,4skip to disclosure

Compare Checking Accounts

Unlike some banks that make you pay to avoid fees, we offer checking accounts that actually earn money, with no monthly service or minimum balance fees!

Find your perfect checking account
Earns Cash Back
Cash Back Checking1skip to disclosure
Earn up to $25/month with no penalty for not meeting the earning requirements!
Learn more
Earns Dividends
High-Yield Checking3skip to disclosure
Earn 5.12% APY with no penalty for not meeting the earning requirements!
Learn more
Core Checking5skip to disclosure
A basic, non-earning checking account with no ATM fee refunds.
Learn more
Benefits
Welcome Reward
Earns Money
0.50% cash back1skip to disclosure
Monthly Service Fee
$0
$0
$0
Minimum Balance Fee
$0
$0
$0
ATM Fee Refunds i Receive up to $20/month in out-of-network ATM fee reimbursement. Find ATMs ›
Up to $20/month6skip to disclosure
Up to $20/month6skip to disclosure
Access to High-Yield Savings i Earn up to 2.53% APY with a High-Yield Savings account. Learn more ›
Early Pay Day7skip to disclosure i Get paid up to two days early with direct deposit.7skip to disclosure Learn More ›
Access to Greenlight (free)8skip to disclosure
Buy Now, Pay Later i Spread the cost of debit card purchases over fixed monthly payments. Learn More ›

Nationwide ATM and branch network

Enjoy fee-free transactions at over 30,000 ATMs. Plus, bank at over 5,600 shared branches.

Debit card with ATM fee rebates ›

We'll reimburse you up to $20 per month in ATM fees from other banks.6skip to disclosure

Early pay day ›

Get paid up to two days early with direct deposit.7skip to disclosure

Optional overdraft protection ›

No fees for overdrafts under $50. Plus, optional overdraft protection available.

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DuPage Credit Union logo with Zelle logo

Send and receive money with Zelle®

Download the DuPage Credit Union mobile app to use Zelle® for free. To enroll, you must have a DuPage Credit Union checking account.10skip to disclosure

DuPage Credit Union and Greenlight Co-Branded Logo

The free8skip to disclosure debit card and money app for kids and teens

With Greenlight, parents can send money to their kids quickly, set flexible controls, set up chores, automate allowance, and more.

Father sending his daughter money for chores using the Greenlight app.
Cash Back Checking, debit card

★★★★★ 4,500+ reviews

Bank anywhere with our mobile app.

Deposit checks, manage your debit card, set alerts, automate transfers, and more.9skip to disclosure

  • The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

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  • Cash Back Checking Earn 0.50% cash back on up to $5,000 on net qualifying purchases every month with your DuPage Credit Union Visa® debit card. To qualify for the benefits of this account, you must meet the following requirements otherwise they are forfeited for that monthly cycle: spend a minimum $500 with your DuPage Credit Union debit card; and be enrolled to receive eStatements. No monthly service fees or minimum balance requirements apply to this account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for Cash Back Rewards. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking account on the last day of the month. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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  • To qualify for the $200 Cash Back Checking Welcome Reward, you must meet all of the following criteria: 1) open a new Cash Back Checking account, 2) enroll in eStatements, and 3) make at least $1,000 in net posted debit card purchases within the first 90 days of checking account opening. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, Peer to Peer transactions and purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible. The reward will be deposited into the Cash Back Checking account between the 91st and 120th day after account opening, even if the required net spend is met before the 90th day. Reward is forfeited if the account is closed within 120 days from account opening and the funds may be deducted from any remaining proceeds. Reward does not apply to existing DuPage Credit Union checking accountholders, including under a newly established Membership account. This offer cannot be combined with any other offers. Only one reward per member. Must have a Credit Union membership established and be in good standing at the time the Cash Back Checking account is opened and at the time the Reward is paid. Other restrictions may apply. Offer may be revoked by DuPage Credit Union at any time.

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  • High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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  • To qualify for the High-Yield Checking Welcome Reward, you must meet all of the following requirements: 1) open a new High-Yield Checking account, and 2) satisfy the account’s standard qualification requirements during the third full month after opening. The standard qualification requirements include enrolling in eStatements and spending at least $1,200 per billing cycle on qualifying purchases with your DuPage Credit Union Visa® credit card associated with the same membership savings account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, Peer to Peer transactions and purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible. The reward will be deposited into the High Yield Checking account within the fourth full month after account opening, even if the requirements are met before the end of the third month. Reward is forfeited if the account is closed within 120 days from account opening and the funds may be deducted from any remaining proceeds. Reward does not apply to existing DuPage Credit Union checking accountholders, including under a newly established Membership account. This offer cannot be combined with any other offers. Only one reward per member. Must have a Credit Union membership established and be in good standing at the time the High Yield Checking account is opened and at the time the Reward is paid. Other restrictions may apply. Offer may be revoked by DuPage Credit Union at any time.

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  • Core Checking Account No monthly service fees or minimum balance requirements apply to this account. Core Checking accounts do not earn dividends. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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  • You may receive ATM rebates up to a cap of $20 per month including other financial institution fees imposed (excluding Visa foreign transaction fees). You must meet the Cash Back Checking or High-Yield checking qualifications each month to receive the ATM rebates.

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  • Early Pay may make incoming Automated Clearing House (ACH) electronic direct deposits available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Whether we make funds available early depends on when we receive the payer’s payment instructions, any limitations we set on the amount of early availability and standard fraud prevention screening. DuPage Credit Union also relies on ACH coding sent to us by the payer to determine if the transaction is eligible for early direct deposit. Must have a Credit Union membership established and be in good standing.

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  • DuPage Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their DuPage Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 4/2/2028. Offer subject to change and partner participation.
    Must have a Credit Union membership established and be in good standing.
    The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
    Card images shown are illustrative and may vary from the card you receive.
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  • Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.

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  • Other restrictions apply.

  • Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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271990198