CHECKING ACCOUNTS

Is your checking account earning you money?

Maximize your money with a Cash Back or High-Yield Checking account. Not sure which one is right? Take the quiz.

It pays to upgrade your checking.

Cash in with two new money-earning accounts: High-Yield Checking and Cash Back Checking.

High-Yield Checking

Inspire card phone

Earn 2.94% APY on balances up to $15,000.1skip to disclosure

For those who want the highest earning potential of any checking account: You could earn $441/year in dividends with a $15,000 checking account balance.skip to disclosure

  • No minimum balance
  • No service fee
  • We refund other banks' ATM fees—up to $20/month*skip to disclosure
  • Nearly 30,000 fee-free ATMs nationwide

Cash Back Checking

Cell phone debit card

Earn up to $300 cash back every year.

Get 1% cash back on up to $2,500 in net debit card purchases every month. Earn up to $25 cash back every month.2skip to disclosure

  • No minimum balance
  • No service fee
  • We refund other banks' ATM fees—up to $20/month*skip to disclosure
  • Nearly 30,000 fee-free ATMs nationwide

Premier Checking

Woman walking using cell phone

Earn 0.05% APY on balances of $1,000 or more.3skip to disclosure

For those that want to earn monthly dividends but don't want the minimum monthly requirements of High-Yield Checking, this is the account for you.

  • $1,000 minimum balance
  • No service fee
  • Nearly 30,000 fee-free ATMs nationwide

Core Checking

Waiting at the train station

A basic checking account with no cash back or dividends.

For Members who want the perfect "set it and forget" checking account.

  • No minimum balance
  • No service fee
  • Nearly 30,000 fee-free ATMs nationwide

Checking accounts that travel.

ATMs

Nearly 30,000 ATMs

Unlimited, free transactions at nearly 30,000 ATMs nationwide. Need to use another ATM? We won't fee you!

Locations

Over 5,600 branches

Sometimes it's easier to stop by. And with more nationwide branch locations than Chase or Bank of America, we're never farskip to disclosure.

Card

Visa® Debit Card

Compatible with mobile wallets. Protected with chip-enabled security. Backed by Visa's Zero Liability Policy.

Add bills

Free banking on the go

Free mobile check deposit and bill pay. Plus, with Popmoney®, you can send, request, and receive money from anyone.

Fees? We're more about checking "frees."

Tired of the big banks surprising you with monthly service fees? We don't charge service fees and offer full transparency into the fees we do charge.

  • $0 monthly service fees
  • $0 minimum balance fee for High-Yield, Cash Back and Core Checking
  • $0 fee for standard Popmoney® P2P transfers
  • $0 Bill Pay fee with minimum one bill paid/month
Zero fees

More branch locations and free ATMs than Bank of America.skip to disclosure

With more than 30,000 fee-free ATMs and 5,600 shared branches, you'll never need to go far.

ClickSWITCH logo

Coming from another financial institution?

Easily switch your direct deposits and automated payments to your new checking account with ClickSWITCH®. See how it works:

Overdraft protection

Overdraft Protection

Accidents happen. Protect yourself from unexpected expenses.

Direct Deposit

Direct Deposit

Have your paychecks automatically deposited into your account.

Card

Visa® Debit Card

Enjoy free withdrawals at nearly 30,000 ATMs and the security of Visa's Zero Liability Policy.

1
  • High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 2.94% APY. Checking dividends may change after the account is opened and is subject to change on a monthly basis. DuPage Credit Union High-Yield Checking dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. You may receive the High-Yield Checking APY on your High-Yield Checking Account at the end of the month when you spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts such as (Venmo and PayPal), may not be eligible for the higher APY. This APY will be paid on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: Have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your checking account and be enrolled to receive Online Statements. No monthly service fees or minimum balance requirements apply to this account. Other restrictions may apply. Member must be in good standing.

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  • Cash Back Checking No monthly service fees or minimum balance requirements apply to this account. Cash back is a benefit you earn when all qualifications are met during a monthly statement cycle. You will receive 1% cash back on up to $2,500 on net purchases every month with your DuPage Credit Union Visa® Debit Card. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts such as (Venmo and PayPal), may not be eligible for Cash Back Rewards. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking Account on the last day of the month. To qualify for the Cash Back Rewards, you must meet the following requirements otherwise cash back is forfeited for that monthly cycle: have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your Checking Account and be enrolled to receive Online Statements. Other restrictions may apply. Member must be in good standing.

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3
  • Premier Checking APY = Annual Percentage Rate. Premier Checking dividend provides a 0.05% APY. Dividends may change after the account is opened and is subject to change on a monthly basis. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account. Dividends are compounded and paid monthly. The minimum balance required to open the Premier Checking account is $1,000. You must maintain a minimum daily balance of $1,000 in your account to avoid a monthly fee. Other restrictions may apply. Member must be in good standing.

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*
  • You may receive ATM rebates up to a cap of $20 per month including other financial institution fees imposed (excluding Visa foreign transaction fees). You must meet the Cash Back Checking or High-Yield checking qualifications each month to receive the ATM rebates.

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  • Interest earnings based on a checking account balance of $15,000.

  • We cannot and do not guarantee payment examples applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Routing Number:
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