limited-time offer

Earn a $200 Reward

when you open a Cash Back Checking account and spend $1,000 in the first 90 days. Apply by August 31.*skip to disclosure

Earns Cash Back

Cash Back Checking1skip to disclosure

Earn 0.50% cash back on debit card purchases—up to $25 every month.1skip to disclosure

Earn a $200 Reward*skip to disclosure
No monthly maintenance fee
No minimum balance fee
Up to $20/month in out-of-network ATM fee reimbursement5skip to disclosure

Earns Dividends

High-Yield Checking2skip to disclosure

Earn 5.12% Annual Percentage Yield2skip to disclosure— that's over 60x the national average.skip to disclosure

No monthly maintenance fee
No minimum balance fee
Up to $20/month in out-of-network ATM fee reimbursement5skip to disclosure

Premier Checking3skip to disclosure

Earn 0.05% APY3skip to disclosure on balances of $1,000 or more.

No monthly maintenance fee
$15 minimum balance fee for balances below $1,000

Core Checking4skip to disclosure

A basic, non-earning checking account without the bells and whistles.

No monthly maintenance fee
No minimum balance fee

Checking Account Benefits

Credit Card, black

Contactless Visa® Debit card

Fast, easy, and secure. With Visa’s Zero Liability Policy, you won't be held responsible for unauthorized charges. Learn More ›

Map pin locator, black

Nationwide ATMs and branches

Enjoy fee-free transactions at over 30,000 ATMs. Plus, bank at over 5,600 shared branches.
ATM/Branch Locator ›

Dollar bill, black

Early pay day

Get paid up to two days early with direct deposit.6skip to disclosure
Learn More ›

Digital Wallet, black

Digital wallets

Link your debit card to Google Pay™, Apple Pay®, Samsung Pay, and more.
Learn More ›

Shield, black

Insured up to $250,000

Every account is privately insured up to $250,000 through American Share Insurance.
Learn More ›

Lock, black

Optional overdraft protection

No fees for overdrafts under $50. Plus, optional overdraft protection available.
Learn more ›

Fees? We're more about checking "frees."

Many big banks require you to have a minimum balance or recurring direct deposit to "avoid" fees. That just doesn't jibe with the credit union spirit.

No monthly maintenance fees
No minimum balance fee for High-Yield, Cash Back and Core Checking
No fees on our network of over 30,000 ATMs nationwide
No Bill Pay fee with minimum one bill paid/month
KiteKids_535x585
Cash Back Checking, debit card

★★★★★ 2,500+ reviews

Do it all with the mobile app.

Manage where your debit card can be used, set alerts, block/unblock your card, pay bills, deposit checks, and more.7skip to disclosure

Open a checking account today.

  • The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

  • Google Play and the Google Play logo are trademarks of Google LLC.

  • Apple, the Apple logo, and App Store are registered trademarks of Apple Inc.

  • Samsung Pay is only compatible with supported cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility.

*
  • To be eligible for the $200 Reward, your new Cash Back Checking account application must be submitted by 8/31/24 and opened by 9/15/24 and meet the following criteria: have a debit card net spend of posted purchases totaling at least $1,000.00 within the first 90 days of account opening, and be enrolled in and agree to receive eStatements. Membership qualifications apply. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, Peer to Peer transactions and purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible. The $200 Reward will be paid as a deposit into the applicable Cash Back Checking account between the 91st – 120th day after account opening, regardless of whether the total required net spend purchase is met prior to the 90th day. The $200 Reward will be forfeited if the account is closed within 120 days from account opening and the funds may be deducted from any remaining proceeds. Reward does not apply to existing DuPage Credit Union Cash Back Checking accountholders, including under a newly established Membership account. Cannot be combined with other offers. Only one reward per member. Must have a Credit Union membership established and be in good standing at the time the Cash Back Checking account is opened and at the time the Reward is paid. Membership Savings APY = Annual Percentage Yield. Minimum balance to open a Membership Savings account is $5.00 and the minimum balance to earn dividends on the Membership Savings account is $100.00. See current rates for Membership Savings APY. Rates are subject to change without notice. The rate may change after the account is opened. Earnings may be reduced if fees are incurred.

return to top
1
  • Cash Back Checking Earn 0.50% cash back on up to $5,000 on net qualifying purchases every month with your DuPage Credit Union Visa® debit card. To qualify for the benefits of this account, you must meet the following requirements otherwise they are forfeited for that monthly cycle: spend a minimum $500 with your DuPage Credit Union debit card; and be enrolled to receive eStatements. No monthly service fees or minimum balance requirements apply to this account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for Cash Back Rewards. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking account on the last day of the month. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

return to top
2
  • High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

return to top
3
  • Premier Checking APY = Annual Percentage Rate. Premier Checking dividend provides a 0.05% APY. APY is accurate as of the last dividend date. Dividends may change after the account is opened and is subject to change on a monthly basis. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account. Dividends are compounded and paid monthly. The minimum balance required to open the Premier Checking account is $1,000 and the minimum balance to earn dividends is $1,000. You must maintain a minimum daily balance of $1,000 in your account to avoid a monthly fee. Fees may reduce earnings. Other restrictions may apply. Member must be in good standing.

return to top
4
  • Core Checking Account No monthly service fees or minimum balance requirements apply to this account. Core Checking accounts do not earn dividends. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

return to top
5
  • You may receive ATM rebates up to a cap of $20 per month including other financial institution fees imposed (excluding Visa foreign transaction fees). You must meet the Cash Back Checking or High-Yield checking qualifications each month to receive the ATM rebates.

return to top
6
  • Early Pay may make incoming Automated Clearing House (ACH) electronic direct deposits available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Whether we make funds available early depends on when we receive the payer’s payment instructions, any limitations we set on the amount of early availability and standard fraud prevention screening. DuPage Credit Union also relies on ACH coding sent to us by the payer to determine if the transaction is eligible for early direct deposit. Must have a Credit Union membership established and be in good standing.

return to top
7
  • Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.

return to top
return to top
phone icon 800-323-2611 message iconContact Us branch locationsBranches & ATMs pay my loanPay My Loan calendar icon Schedule Appointment
Routing Number:
271990198