Earn up to 4.07% APY*skip to disclosureon a 9-month certificate
Lock in guaranteed returns and get paid monthly dividends. Only $1,000 to open.
ENDS DECEMBER 31
Earn a $200 Welcome Reward
when you open a Cash Back Checking account and spend $1,000 in the first 90 days.1skip to disclosure
Split your debit card payments over months with Buy Now, Pay Later
Simple monthly payment plans with low interest rates and no hidden fees.2skip to disclosure
Personal loans available from $500 - $50,000
Apply for a low rate personal loan with no hidden fees and receive funds in as soon as 24 hours.
Earn a $200 Welcome Bonus when you open an Inspire Cash Back card.4skip to disclosure
Today's Rates
APY = Annual Percentage Yield
Most Popular
Auto Loans
as low as
5.4%APR†skip to disclosure
Share Savings Certificate
9-month
4.07%APY‡skip to disclosure
HELOC
as low as
7.750%APR†skip to disclosure
Mortgage
Click to see your personalized rate.
Auto
Auto Loans
as low as
5.4%APR†skip to disclosure
Motorcycle Loans
as low as
6.40%APR†skip to disclosure
Boat Loans
as low as
6.40%APR†skip to disclosure
RV Loans
as low as
6.40%APR†skip to disclosure
Certificates
Share Savings Certificate
6-month
3.04%APY‡skip to disclosure
Share Savings Certificate
9-month
4.07%APY‡skip to disclosure
Share Savings Certificate
12-month
2.02%APY‡skip to disclosure
Share Savings Certificate
14-month
3.04%APY‡skip to disclosure
Home Equity Loans
HELOC
as low as
7.750%APR†skip to disclosure
Conventional Equity
as low as
6.500%APR†skip to disclosure
Flex Equity
as low as
7.573%APR†skip to disclosure
Future Value
as low as
8.514%APR†skip to disclosure
Checking and Savings
become a member
Jumpstart your membership with a $25 credit. 5skip to disclosure
Not sure if you're eligible for membership? Take this short quiz to find out. You could earn a $25 credit when you open a Membership Savings account.
from the blog
Split Up Debit Card Purchases with Buy Now, Pay Later
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Share Savings Certificate APY = Annual Percentage Yield. Rates accurate as of 12/1/2024. Rates and Terms are subject to change without notice. The APY may change based on current dividend rates at the time of maturity. APY is accurate of the last dividend declaration date. The APY assumes that all funds will remain on deposit until maturity. Dividends are compounded monthly and paid monthly. A minimum investment of $1,000 is required to open and to earn dividends. Early withdrawal penalties may apply. Earnings may be reduced if fees or penalty are incurred.
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To be eligible for the $200 Reward, your new Cash Back Checking account application must be submitted by 12/31/24 and opened by 1/15/24 and meet the following criteria: have a debit card net spend of posted purchases totaling at least $1,000.00 within the first 90 days of account opening, and be enrolled in and agree to receive eStatements. Membership qualifications apply. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, Peer to Peer transactions and purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible. The $200 Reward will be paid as a deposit into the applicable Cash Back Checking account between the 91st – 120th day after account opening, regardless of whether the total required net spend purchase is met prior to the 90th day. The $200 Reward will be forfeited if the account is closed within 120 days from account opening and the funds may be deducted from any remaining proceeds. Reward does not apply to existing DuPage Credit Union Cash Back Checking accountholders, including under a newly established Membership account. Cannot be combined with other offers. Only one reward per member. Must have a Credit Union membership established and be in good standing at the time the Cash Back Checking account is opened and at the time the Reward is paid. Membership Savings APY = Annual Percentage Yield. Minimum balance to open a Membership Savings account is $5.00 and the minimum balance to earn dividends on the Membership Savings account is $100.00. See current rates for Membership Savings APY. Rates are subject to change without notice. The rate may change after the account is opened. Earnings may be reduced if fees are incurred.
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Buy Now, Pay Later APR = Annual Percentage Rate. Rates and Offers are subject to change without notice. Any eligible Buy Now, Pay Later (BNPL) Offer will be visible in the primary’s Digital Banking ‘Buy Now, Pay Later’ tab. Only eligible Offers actively appearing on the ‘Buy Now, Pay Later’ tab qualify, and an Offer may not be available for the full 60-day timeline. An eligible Offer may appear on the BNPL tab within one business day from the transaction post date. To be eligible for a BNPL Offer, a qualifying purchase must be made with the primary member’s debit card in an amount between $100.00 -$2,500.00. Offers will expire after 60 days of purchase, or at any time prior to the 60 days if other qualifications are not maintained. Cash equivalent purchases (e.g., ATM withdrawal, money order, cash advance, etc.) are not eligible for BNPL. Terms and rates vary based on purchase amount and term selected. Payment Examples: 10.99% APR for 3 months per $100.00 financed, $33.95; 12.99% APR for 6 months per $501.00 financed, $86.69; 14.99% APR for 9 months per $1,001.00 financed, $118.28. You must be the primary member on the DuPage Credit Union account and 18 years of age or older to qualify. Must have a Credit Union membership established and be in good standing. Other restrictions and qualifications apply.
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Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (9.49% APR/24 mo, $45.91; 10.49% APR/36 mo, $32.50; 11.49% APR/48 mo, $26.08; 13.49% APR/60 mo, $23.00).
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A $200 Welcome Bonus statement credit will be applied once net spend of $2,500 is achieved within the first 90 days of account opening. Current DuPage Imagine Rewards® credit cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus. Must have a credit union membership established and be in good standing.
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To be eligible for the $25 credit, your new Membership Savings account application must be submitted online within 60 days (using the email address and custom promo code provided) and your new Membership Savings account must be completed and approved within 90 days of submitting your email and receiving your exclusive promo code. $25 credit will be deposited into your Membership Savings Account within one business day from the day the account is opened. Other restrictions may apply. Offer may be revoked by DuPage Credit Union at any time. By submitting your email address, you attest that you are at least 18 years of age and agree to receive occasional emails from DuPage Credit Union. Current Members of DuPage Credit Union are not eligible for this offer.
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Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.
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APR = Annual Percentage Rate
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APY = Annual Percentage Yield. Rates are subject to change without notice. The rate may change after the account is opened. APY is accurate of the last dividend declaration date.