dupage thrive® card
Consolidate debt with a balance transfer.
Open a Thrive card and receive 0% intro APR*skip to disclosure for 12 months on balances transferred within the first 90 days with a 3% balance transfer fee. Then, a variable 15.25% to 23.25% APR.
ENDS MARCH 31
Buy Now, Pay Later: 7.99% APR for 3-Month Plans
Enjoy simple monthly payment plans with low interest rates and no hidden fees.1skip to disclosure
Bonus Offer on Purchases and Refinances
Get a bonus of up to $500 when you close a purchase mortgage or $250 when you close on a refinance.2skip to disclosure
Personal loans available from $500 - $50,000
Apply for a low rate personal loan with no hidden fees and receive funds in as soon as 24 hours.3skip to disclosure
Earn a $200 Welcome Bonus when you open an Inspire Cash Back card.4skip to disclosure
Today's Rates
APY = Annual Percentage Yield
Most Popular
Auto Loans
as low as
5.40%APR†skip to disclosure
Share Savings Certificate
9-month
4.07%APY‡skip to disclosure
HELOC
as low as
7.500%APR†skip to disclosure
Mortgage
Click to see your personalized rate.
Auto
Auto Loans
as low as
5.40%APR†skip to disclosure
Motorcycle Loans
as low as
6.40%APR†skip to disclosure
Boat Loans
as low as
6.40%APR†skip to disclosure
RV Loans
as low as
6.40%APR†skip to disclosure
Certificates
Share Savings Certificate
6-month
3.04%APY‡skip to disclosure
Share Savings Certificate
9-month
4.07%APY‡skip to disclosure
Share Savings Certificate
12-month
2.02%APY‡skip to disclosure
Share Savings Certificate
14-month
3.04%APY‡skip to disclosure
Home Equity Loans
HELOC
as low as
7.500%APR†skip to disclosure
Conventional Equity
as low as
6.500%APR†skip to disclosure
Flex Equity
as low as
7.383%APR†skip to disclosure
Future Value
as low as
8.464%APR†skip to disclosure
Checking and Savings
become a member
Jumpstart your membership with a $25 credit. 5skip to disclosure
Not sure if you're eligible for membership? Take this short quiz to find out. You could earn a $25 credit when you open a Membership Savings account.
Split Up Debit Card Purchases with Buy Now, Pay Later
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Powerful, secure mobile banking
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Thrive 0% for 12 months on balance transfers posted within the first 90 days of account opening. After that, a variable 15.25% to 23.25% APR applies based on your creditworthiness. Balance transfers on or after the 91st day of account opening will be subject to the 15.25% to 23.25% variable APR. The APR will vary with the market based on the Prime Rate. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater, will be applied to each balance transfer requested within the first 90 days of account opening. After that, none. Balances currently held with DuPage Credit Union do not qualify for the introductory balance transfer rate.
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Buy Now, Pay Later APR = Annual Percentage Rate. Rates and Offers are subject to change without notice. Any eligible Buy Now, Pay Later (BNPL) Offer will be visible in the primary’s Digital Banking ‘Buy Now, Pay Later’ tab. Only eligible Offers actively appearing on the ‘Buy Now, Pay Later’ tab qualify, and an Offer may not be available for the full 60-day timeline. An eligible Offer may appear on the BNPL tab within one business day from the transaction post date. To be eligible for a BNPL Offer, a qualifying purchase must be made with the primary member’s debit card in an amount between $100.00 -$2,500.00. Offers will expire after 60 days of purchase, or at any time prior to the 60 days if other qualifications are not maintained. Cash equivalent purchases (e.g., ATM withdrawal, money order, cash advance, etc.) are not eligible for BNPL. Terms and rates vary based on purchase amount and term selected. Payment Examples: 7.99% APR for 3 months per $100.00 financed, $33.78; 12.99% APR for 6 months per $501.00 financed, $86.69; 14.99% APR for 9 months per $1,001.00 financed, $118.28. You must be the primary member on the DuPage Credit Union account and 18 years of age or older to qualify. Must have a Credit Union membership established and be in good standing. Other restrictions and qualifications apply.
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The Credit Union will issue a $500 bonus for a purchase mortgage or a $250 bonus for a mortgage refinance when you apply using promo code HOME25 between 1/1/25-12/31/25 and close by 2/28/2026. The bonus will be deposited into the membership savings account associated with the home loan within 30 days of closing date. Minimum mortgage purchase loan is $225,000 and minimum mortgage refinance loan is $100,000. Underwriting guidelines apply and loan must be serviced with DuPage Credit Union to qualify for this offer. This special offer cannot be combined with other offers. DuPage Credit Union Team, Board and Committee Members are not eligible for this offer. Rates and terms subject to change without notice. Must have a Credit Union membership established and be in good standing. Additional requirements may apply.
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Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (9.49% APR/24 mo, $45.91; 10.49% APR/36 mo, $32.50; 11.49% APR/48 mo, $26.08; 13.49% APR/60 mo, $23.00).
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A $200 Welcome Bonus statement credit will be applied once net spend of $2,500 is achieved within the first 90 days of account opening. Current DuPage Imagine Rewards® credit cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus. Must have a credit union membership established and be in good standing.
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To be eligible for the $25 credit, your new Membership Savings account application must be submitted online within 60 days (using the email address and custom promo code provided) and your new Membership Savings account must be completed and approved within 90 days of submitting your email and receiving your exclusive promo code. $25 credit will be deposited into your Membership Savings Account within one business day from the day the account is opened. Other restrictions may apply. Offer may be revoked by DuPage Credit Union at any time. By submitting your email address, you attest that you are at least 18 years of age and agree to receive occasional emails from DuPage Credit Union. Current Members of DuPage Credit Union are not eligible for this offer.
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Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.
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APR = Annual Percentage Rate
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APY = Annual Percentage Yield. Rates are subject to change without notice. The rate may change after the account is opened. APY is accurate of the last dividend declaration date.
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