DuPage Credit Union - Vehicle Loans, Mortgage Loans, Credit Cards, and Money-Earning Checking

winter clothing drive

You helped make winter warmer.

Thanks to the generosity of our members and team, 487 winter clothing items will be donated to families in need throughout DuPage County.

Team members smiling and standing with a results board for the winter clothing drive.
Team members smiling and standing with a results board for the winter clothing drive.

Featured Offers

Auto Loan
Rates as
Low as 4.75% APR1skip to disclosure

Auto Loan Rates as Low as 4.75% APR1skip to disclosure

Don't settle for dealership financing. Apply to be pre-approved for a new or used car and lock in your rate for 30 days.

Earn a $200 Welcome Reward2skip to disclosure with High-Yield Checking

Earn up to $768 per year with High-Yield Checking.^skip to disclosure

Earn 5.12% APY^skip to disclosure on balances up to $15,000 with no monthly maintenance or minimum balance fees.

Split the cost of holiday purchases over fixed
monthly
payments.

Buy Now, Pay Later3skip to disclosure

With Split Your Payments, you can split the cost of debit card purchases into fixed monthly payments. Or, with Plan Your Purchase, you can receive money upfront for purchases you plan to make.

This Celebration Is for You

We’re thanking our members who made 70 years possible with giveaways, exclusive rewards, and special events throughout the year.

Today's Rates

APY = Annual Percentage Yield

Most Popular

Auto Loans

as low as

Share Savings Certificate

9-month

HELOC

as low as

30-Year Fixed Mortgage

as low as

Auto

Auto Loans

as low as

Motorcycle Loans

as low as

Boat Loans

as low as

RV Loans

as low as

Certificates

Share Savings Certificate

6-month

Share Savings Certificate

9-month

Share Savings Certificate

12-month

Share Savings Certificate

14-month

Home Equity Loans

HELOC

as low as

Conventional Equity

as low as

Flex Equity

as low as

Future Value

as low as

Checking and Savings

Cash Back Checking

Earn on debit card purchases.

0.50% CASH BACK

High-Yield Checking

Earn on your account balance.

High-Yield Savings

Earn on your account balance.

Money Market Account

Earn on your account balance.

New DuPage Credit Union Mobile App

★★★★★ 2,500+ reviews

Powerful, secure mobile banking

Manage your debit and credit cards
Check your credit score
Deposit checks
Create custom alerts 6skip to disclosure

Blog and News

0926_Credit-Union-v-Bank_IMG_Blog_1024x640

Credit Unions vs Banks: Why the Difference Matters

Rather than being built around profits for outside shareholders, credit unions were created to serve their members—people helping people, pooling their resources, and creating opportunities for one another.

Career Motive 8 event

DuPage Credit Union Helps Local Students Visualize Careers in Financial Services

DuPage Credit Union team members recently discussed careers in finance and money matters with approximately 1,200 Naperville Community Union School District 203 students at the Career Motive-8 event at The Naperville Yard.

2026 Post Event Winter Clothing Drive

DuPage Credit Union Collects Nearly 500 Winter Items for Local Children

DuPage Credit Union members and team members donated winter clothing items to help families in need throughout DuPage County.

become a member

Jumpstart your membership

Not sure if you're eligible for membership? Take this short quiz to find out. 

Jumping_Woman-transparent_535x585
1
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (4.75% APR/36 mo, $597.18). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a credit union membership established and be in good standing.

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  • To qualify for the High-Yield Checking Welcome Reward, you must meet all of the following requirements: 1) open a new High-Yield Checking account, and 2) satisfy the account’s standard qualification requirements during the third full month after opening. The standard qualification requirements include enrolling in eStatements and spending at least $1,200 per billing cycle on qualifying purchases with your DuPage Credit Union Visa® credit card associated with the same membership savings account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, Peer to Peer transactions and purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible. The reward will be deposited into the High Yield Checking account within the fourth full month after account opening, even if the requirements are met before the end of the third month. Reward is forfeited if the account is closed within 120 days from account opening and the funds may be deducted from any remaining proceeds. Reward does not apply to existing DuPage Credit Union checking accountholders, including under a newly established Membership account. This offer cannot be combined with any other offers. Only one reward per member. Must have a Credit Union membership established and be in good standing at the time the High Yield Checking account is opened and at the time the Reward is paid. Other restrictions may apply. Offer may be revoked by DuPage Credit Union at any time.

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3
  • APR = Annual Percentage Rate. Eligible offers will be displayed under the primary account holder’s “Buy Now, Pay Later” tab in Digital Banking. All offers may be discontinued at any time and only offers currently in the tab are considered valid. Rates and offers are subject to change without notice. You must be the primary member on the DuPage Credit Union account and 18 years of age or older to qualify. Must have a Credit Union membership established and be in good standing. Other restrictions and qualifications apply. Split Your Payments. To be eligible for a Split Your Payments offer, a qualifying purchase must be made with the primary member’s debit card in an amount between $100.00 – $2,500.00. Terms and rates vary based on purchase amount and term selected. Eligible offers will be displayed within one business day of the transaction posting. Offers will expire after 60 days of purchase or at any time prior to the 60 days if other qualifications are not maintained. Payment Examples: 14.99% APR for 3 months per $100 financed, $34.17; 14.99% APR for 6 months per $501 financed, $87.19; 14.99% APR for 9 months per $1,001 financed, $118.28. Cash equivalent purchases (e.g., ATM withdrawal, money order, cash advance, etc.) are not eligible. Plan Your Purchase. To be eligible for a Plan Your Purchase offer, the primary member must have an open DuPage Credit Union checking account. Payment Examples: 16.99% APR for 9 months per $200 financed, $23.82; 16.99% APR for 12 months per $501 financed, $45.69; 16.99% APR for 18 months per $1,501 financed, $95.05; 16.99% APR for 24 months per $2,501 financed, $123.64.

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^
  • High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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6
  • Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.

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7
  • Inspire Cash Back Signature accounts earn up to 3% cash back for every net dollar spent on qualifying dining, travel & entertainment purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to dupagecu.com/inspire for details.

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†
  • APR = Annual Percentage Rate

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‡
  • APY = Annual Percentage Yield. Rates are subject to change without notice. The rate may change after the account is opened. APY is accurate of the last dividend declaration date.

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