DuPage Credit Union - Vehicle Loans, Mortgage Loans, Credit Cards, and Money-Earning Checking
7% Cash Back on Gas and EV Charging from August - October 2026

In honor of our 70th anniversary, all new and current Inspire Cash Back cardholders can earn 7% cash back*skip to disclosure on gas and EV charging now through October—no activation required!

Featured Offers

Home equity loan rates as low as 6.500% APR1skip to disclosure

Bring your ideas to life with a low-rate home equity loan.1skip to disclosure

Fixed and variable rate loans available. Borrow up to 90% of your home's value.**skip to disclosure

Earn a $200 Welcome Reward2skip to disclosure with High-Yield Checking

Earn up to $768 per year with High-Yield Checking.^skip to disclosure

Earn 5.12% APY^skip to disclosure on balances up to $15,000 with no monthly maintenance or minimum balance fees.

Auto Loan
Rates as
Low as 3.99% APR3skip to disclosure

Auto Loan Rates as Low as 3.99% APR3skip to disclosure

Don't settle for dealership financing. Apply to be pre-approved for a new or used car and lock in your rate for 30 days.

This Celebration Is for You

We’re thanking our members who made 70 years possible with giveaways, exclusive rewards, and special events throughout the year.

Today's Rates

APY = Annual Percentage Yield

Most Popular

Auto Loans

as low as

Share Savings Certificate

9-month

HELOC

as low as

30-Year Fixed Mortgage

as low as

Auto

Auto Loans

as low as

Motorcycle Loans

as low as

Boat Loans

as low as

RV Loans

as low as

Certificates

Share Savings Certificate

6-month

Share Savings Certificate

9-month

Share Savings Certificate

12-month

Share Savings Certificate

14-month

Home Equity Loans

HELOC

as low as

Conventional Equity

as low as

Flex Equity

as low as

Future Value

as low as

Checking and Savings

Cash Back Checking

Earn on debit card purchases.

0.50% CASH BACK

High-Yield Checking

Earn on your account balance.

High-Yield Savings

Earn on your account balance.

Money Market Account

Earn on your account balance.

New DuPage Credit Union Mobile App

★★★★★ 2,500+ reviews

Powerful, secure mobile banking

Manage your debit and credit cards
Check your credit score
Deposit checks
Create custom alerts 6skip to disclosure

Blog and News

Laptop with screenshot of Financial Health digital banking page

Digital Banking Tools: See Your Financial Wellness Score with Financial Health

Helping our members make smarter budgeting decisions and set themselves up for brighter financial futures is one of our greatest commitments as a credit union. That’s why we provide tools like Financial Health to help members better understand their budget, and learn what they can improve. Financial Health in Digital Banking is an eight-question quiz […]

2026 Zelle Launch

How to Send Money with Zelle® Safely

Zelle® provides a fast, private, and easy way to send and receive money with people you trust. Learn how to use Zelle® safely.

Group of volunteers at DDD

We Raised Over $3,800 to Benefit Local Students in Need

See how our annual electronic recycling and document shredding, Drive, Drop & Donate, raised $3,892 to benefit local students in need.

become a member

Jumpstart your membership with a $25 credit. skip to disclosure5

Not sure if you're eligible for membership? Take this short quiz to find out. You could earn a $25 credit when you open a Membership Savings account.

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  • Eligible DuPage Inspire® Cash Back Signature cards can earn an additional 6% promotional cash back bonus (7% total cash back) on qualifying purchases made at select gas and electric vehicle (EV) charging merchants from 8/1/2026 – 10/31/2026. Bonus cash back is limited to an aggregate of $1,000 in net purchases, with a maximum aggregate bonus of $60 per eligible credit card for the entire promotional period. Transactions must post to the account by 10/31/2026 to be eligible. Bonus cash back will be credited monthly along with standard cash back rewards. Merchant eligibility is determined by merchant classification; some purchases may not qualify. DuPage Credit Union cannot guarantee that purchases made with a specific merchant will qualify for this promotion. Exceptions will not be made. This promotion excludes balance transfers, cash advances, person-to-person payments, fees, and other non-purchase transactions. The total amount spent may not exceed available credit limit and your credit card must be paid up to date and not delinquent. Must have a Credit Union membership established and be in good standing. Some restrictions may apply. Additional terms and conditions may apply.

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  • Conventional Equity APR = Annual Percentage Rate. Rate subject to change without notice. Payment Example: 6.500% APR for a fixed rate with a term of 60 months monthly principal and interest payments of $978.31, based on a loan amount of $50,000 and a loan-to-value of 80%. Minimum loan amount $10,000, Maximum loan amount $1,000,000. Payment example does not include homeowner insurance, property taxes, private mortgage insurance, or homeowner association dues. Actual payments may vary based on amount, term, APR, taxes and insurance, and other factors. Homeowner insurance required. All loan terms and conditions are subject to Credit Union qualifications and approval. Some restrictions may apply. Must have a Credit Union membership established and be in good standing. Appraisal cost is disclosed on the loan estimate prior to signing.

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  • Qualified Members can borrow up to 90% of the appraised market value of their home (up to 80% for first lien closed end loans, condos and second homes), Loan to Value, less the first mortgage owed.

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  • To qualify for the High-Yield Checking Welcome Reward, you must meet all of the following requirements: 1) open a new High-Yield Checking account, and 2) satisfy the account’s standard qualification requirements during the third full month after opening. The standard qualification requirements include enrolling in eStatements and spending at least $1,200 per billing cycle on qualifying purchases with your DuPage Credit Union Visa® credit card associated with the same membership savings account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, Peer to Peer transactions and purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible. The reward will be deposited into the High Yield Checking account within the fourth full month after account opening, even if the requirements are met before the end of the third month. Reward is forfeited if the account is closed within 120 days from account opening and the funds may be deducted from any remaining proceeds. Reward does not apply to existing DuPage Credit Union checking accountholders, including under a newly established Membership account. This offer cannot be combined with any other offers. Only one reward per member. Must have a Credit Union membership established and be in good standing at the time the High Yield Checking account is opened and at the time the Reward is paid. Other restrictions may apply. Offer may be revoked by DuPage Credit Union at any time.

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  • High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (3.99% APR/36 mo, $590.39). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a credit union membership established and be in good standing.

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  • To be eligible for the $25 credit, your new Membership Savings account application must be submitted online within 60 days (using the email address and custom promo code provided) and your new Membership Savings account must be completed and approved within 90 days of submitting your email and receiving your exclusive promo code. $25 credit will be deposited into your Membership Savings Account within one business day from the day the account is opened. Other restrictions may apply. Offer may be revoked by DuPage Credit Union at any time. By submitting your email address, you attest that you are at least 18 years of age and agree to receive occasional emails from DuPage Credit Union. Current Members of DuPage Credit Union are not eligible for this offer.

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  • Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.

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  • Inspire Cash Back Signature accounts earn up to 3% cash back for every net dollar spent on qualifying dining, travel & entertainment purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to dupagecu.com/inspire for details.

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  • APR = Annual Percentage Rate

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  • APY = Annual Percentage Yield. Rates are subject to change without notice. The rate may change after the account is opened. APY is accurate of the last dividend declaration date.

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