DuPage Credit Union - Vehicle Loans, Mortgage Loans, Credit Cards, and Money-Earning Checking

Get up to $500 when you close on a home loan.*skip to disclosure

Get a bonus of up to $500 when you close on a purchase mortgage or $250 when you close on a refinance.

Auto Loan Rates as Low as 4.40% APR3skip to disclosure

Don't settle for dealership financing. Apply to be pre-approved for a new or used car and lock in your rate for 30 days.

Earn a $200 Welcome Bonus1skip to disclosure with the Inspire Cash Back Signature card.

Plus, earn up to 3% cash back**skip to disclosure with no annual fee.

Home Equity Loan Rates as Low as 6.500% APR2skip to disclosure

Whether you're looking for the flexibility of a HELOC or the security of a fixed-rate home equity loan, we have you covered.

Personal Loans as Low as 9.49% APR4skip to disclosure

Today's Rates

APY = Annual Percentage Yield

Most Popular

Auto Loans

as low as

Share Savings Certificate

9-month

HELOC

as low as

30-Year Fixed Mortgage

as low as

Auto

Auto Loans

as low as

Motorcycle Loans

as low as

Boat Loans

as low as

RV Loans

as low as

Certificates

Share Savings Certificate

6-month

Share Savings Certificate

9-month

Share Savings Certificate

12-month

Share Savings Certificate

14-month

Home Equity Loans

HELOC

as low as

Conventional Equity

as low as

Flex Equity

as low as

Future Value

as low as

Checking and Savings

Cash Back Checking

Earn on debit card purchases.

0.50% CASH BACK

High-Yield Checking

Earn on your account balance.

High-Yield Savings

Earn on your account balance.

Money Market Account

Earn on your account balance.

become a member

Jumpstart your membership with a $25 credit. 5skip to disclosure

Not sure if you're eligible for membership? Take this short quiz to find out. You could earn a $25 credit when you open a Membership Savings account.

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from the blog

Image of a front door to a home.

Top Home Improvement Trends of 2024: How to Add the Most Value to Your Home

Looking to add comfort and value to your home? Consider these top 21 home improvement projects ranked by ROI.

Blog

Top Home Improvement Trends of 2024: How to Add the Most Value to Your Home

Looking to add comfort and value to your home? Consider these top 21 home improvement projects ranked by ROI.
Image of a front door to a home.
Man against brick wall

How Balance Transfers Can Help Save You Money

Balance transfers can help you save money by consolidating your credit card debt from other issuers into one low rate.

Woman on couch with a cup of coffee and her laptop with SavvyMoney app displayed on screen.

Track Your Credit Score for Free in Digital Banking

Use the free Credit Score tool in Digital Banking to check your score and receive money-saving offers.

New DuPage Credit Union Mobile App

★★★★★ 2,500+ reviews

Powerful, secure mobile banking

Manage your debit and credit cards
Check your credit score
Deposit checks
Create custom alerts 6skip to disclosure
*
  • The Credit Union will issue a $500 bonus for a purchase mortgage or a $250 bonus for a mortgage refinance when you apply using promo code HOME25 between 1/1/2025-12/31/2025 and close by 2/28/2026. The bonus will be deposited into the membership savings account associated with the home loan within 30 days of closing date. Minimum mortgage purchase loan is $225,000 and minimum mortgage refinance loan is $100,000. Underwriting guidelines apply and loan must be serviced with DuPage Credit Union to qualify for this offer. This special offer cannot be combined with other offers. DuPage Credit Union Team, Board and Committee Members are not eligible for this offer. Rates and terms subject to change without notice. Additional requirements may apply. Must have a Credit Union membership established and be in good standing. Membership savings: minimum $5 to open; minimum $100 to earn dividends. Membership savings annual percentage yield is variable and may change after account opening without notice. Contact us for current rates.

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**
  • Inspire Cash Back Signature accounts earn up to 3% cash back for every net dollar spent on qualifying dining, travel & entertainment purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.

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  • A $200 Welcome Bonus statement credit will be applied once net spend of $2,500 is achieved within the first 90 days of account opening. Current DuPage Imagine Rewards® credit cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus. Must have a credit union membership established and be in good standing.

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  • Conventional Equity APR = Annual Percentage Rate. Rate subject to change without notice. Payment Example: 6.500% APR for a fixed rate with a term of 60 months monthly principal and interest payments of $978.31, based on a loan amount of $50,000 and a loan-to-value of 80%. Minimum loan amount $10,000, Maximum loan amount $1,000,000. Payment example does not include homeowner insurance, property taxes, private mortgage insurance, or homeowner association dues. Actual payments may vary based on amount, term, APR, taxes and insurance, and other factors. Homeowner insurance required. All loan terms and conditions are subject to Credit Union qualifications and approval. Some restrictions may apply. Must have a Credit Union membership established and be in good standing. Appraisal cost is disclosed on the loan estimate prior to signing.

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  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (4.40% APR/36 mo, $594.05). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a credit union membership established and be in good standing.

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  • Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (9.49% APR/24 mo, $45.91; 10.49% APR/36 mo, $32.50; 11.49% APR/48 mo, $26.08; 13.49% APR/60 mo, $23.00).

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  • To be eligible for the $25 credit, your new Membership Savings account application must be submitted online within 60 days (using the email address and custom promo code provided) and your new Membership Savings account must be completed and approved within 90 days of submitting your email and receiving your exclusive promo code. $25 credit will be deposited into your Membership Savings Account within one business day from the day the account is opened. Other restrictions may apply. Offer may be revoked by DuPage Credit Union at any time. By submitting your email address, you attest that you are at least 18 years of age and agree to receive occasional emails from DuPage Credit Union. Current Members of DuPage Credit Union are not eligible for this offer.

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  • Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.

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  • APR = Annual Percentage Rate

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  • APY = Annual Percentage Yield. Rates are subject to change without notice. The rate may change after the account is opened. APY is accurate of the last dividend declaration date.

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