limited-time rate drop
Fixed-Rate Home Equity Loans as low as 5.990% APR*skip to disclosure
Now through December 31, apply for a fixed-rate home equity loan as low as 6.500% 5.990% APR.
Featured Offers
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Help a local family in need this holiday season.1skip to disclosure |
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We'll match every dollar donated, up to a total of $7,000.1skip to disclosure
When you make a donation to the DuPage Regional Office of Education (ROE) using our link, we'll match your gift dollar for dollar, up to $7,000.1skip to disclosure
| Earn a $200 Welcome Reward2skip to disclosure with High-Yield Checking | ||
Earn up to $768 per year with High-Yield Checking.^skip to disclosure
Earn 5.12% APY^skip to disclosure on balances up to $15,000 with no monthly maintenance or minimum balance fees.
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Split the cost of holiday purchases over fixed monthly payments. |
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Buy Now, Pay Later3skip to disclosure
With Split Your Payments, you can split the cost of debit card purchases into fixed monthly payments. Or, with Plan Your Purchase, you can receive money upfront for purchases you plan to make.
This Celebration Is for You
We’re thanking our members who made 70 years possible with giveaways, exclusive rewards, and special events throughout the year.
Today's Rates
APY = Annual Percentage Yield
Most Popular
Auto Loans
as low as
4.75%APR†skip to disclosure
Share Savings Certificate
9-month
3.82%APY‡skip to disclosure
HELOC
as low as
7.000%APR†skip to disclosure
30-Year Fixed Mortgage
as low as
7.228%APR†skip to disclosure
Auto
Auto Loans
as low as
4.75%APR†skip to disclosure
Motorcycle Loans
as low as
5.75%APR†skip to disclosure
Boat Loans
as low as
5.75%APR†skip to disclosure
RV Loans
as low as
5.75%APR†skip to disclosure
Certificates
Share Savings Certificate
6-month
3.04%APY‡skip to disclosure
Share Savings Certificate
9-month
3.82%APY‡skip to disclosure
Share Savings Certificate
12-month
2.02%APY‡skip to disclosure
Share Savings Certificate
14-month
1.00%APY‡skip to disclosure
Home Equity Loans
HELOC
as low as
7.000%APR†skip to disclosure
Conventional Equity
as low as
5.990%APR†skip to disclosure
Flex Equity
as low as
7.247%APR†skip to disclosure
Future Value
as low as
8.564%APR†skip to disclosure
Checking and Savings
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Blog and News
Credit Unions vs Banks: Why the Difference Matters
Rather than being built around profits for outside shareholders, credit unions were created to serve their members—people helping people, pooling their resources, and creating opportunities for one another.
DuPage Credit Union Helps Local Students Visualize Careers in Financial Services
DuPage Credit Union team members recently discussed careers in finance and money matters with approximately 1,200 Naperville Community Union School District 203 students at the Career Motive-8 event at The Naperville Yard.
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Fixed-rate Home Equity APR = Annual Percentage Rate. Rate subject to change without notice. Payment Example: 5.990% APR for a fixed rate with a term of 60 months, monthly principal and interest payments of $966.41, based on a loan amount of $50,000 and a loan-to-value of 80%. Minimum loan amount $10,000, Maximum loan amount $1,000,000. Payment example does not include homeowner insurance, property taxes, private mortgage insurance, or homeowner association dues. Actual payments may vary based on amount, term, APR, taxes and insurance, and other factors. Homeowner insurance required. Must apply 10/30/2026 through 12/31/2026 and close by 1/31/2027 to receive the special rate. Applications received after 12/31/2026 and loans closed after 1/31/2027 will be processed at the standard rate based on your creditworthiness and home equity terms. Does not apply to loans currently financed through DuPage Credit Union. The 5.99% APR is only for qualifying 60-month, closed-end home equity loans with maximum 80% LTV on primary residences. Loans funded through this special offer are not eligible for the 0.50% discount with first lien position. Other rates and terms available. All loan terms and conditions are subject to Credit Union qualifications and approval. Some restrictions may apply. Appraisal cost and other fees are disclosed on the loan estimate prior to signing. Must have Credit Union membership established and be in good standing. NMLS #445096
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DuPage Credit Union will match donations made through the designated digital donation link at https://donate.stripe.com/dRmdRa7LIb0neyqgDP48000 directly to the DuPage Regional Office of Education (ROE) from 11/1/2026-11/30/2026, up to $7,000 aggregate total for the campaign. The donation link will remain open after the matching period, but matching ends at 11:59 p.m. CST on 11/30/2026. Donations of any amount are welcome. Suggested donation amounts are provided for illustrative purposes only and are not intended to designate how donated funds will be used. Donations will support local families through the DuPage ROE, with funds allocated based on community needs. Please consult the DuPage ROE (dupageroe.org) regarding the tax-deductibility of donations.
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To qualify for the High-Yield Checking Welcome Reward, you must meet all of the following requirements: 1) open a new High-Yield Checking account, and 2) satisfy the account’s standard qualification requirements during the third full month after opening. The standard qualification requirements include enrolling in eStatements and spending at least $1,200 per billing cycle on qualifying purchases with your DuPage Credit Union Visa® credit card associated with the same membership savings account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, Peer to Peer transactions and purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible. The reward will be deposited into the High Yield Checking account within the fourth full month after account opening, even if the requirements are met before the end of the third month. Reward is forfeited if the account is closed within 120 days from account opening and the funds may be deducted from any remaining proceeds. Reward does not apply to existing DuPage Credit Union checking accountholders, including under a newly established Membership account. This offer cannot be combined with any other offers. Only one reward per member. Must have a Credit Union membership established and be in good standing at the time the High Yield Checking account is opened and at the time the Reward is paid. Other restrictions may apply. Offer may be revoked by DuPage Credit Union at any time.
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APR = Annual Percentage Rate. Eligible offers will be displayed under the primary account holder’s “Buy Now, Pay Later” tab in Digital Banking. All offers may be discontinued at any time and only offers currently in the tab are considered valid. Rates and offers are subject to change without notice. You must be the primary member on the DuPage Credit Union account and 18 years of age or older to qualify. Must have a Credit Union membership established and be in good standing. Other restrictions and qualifications apply. Split Your Payments. To be eligible for a Split Your Payments offer, a qualifying purchase must be made with the primary member’s debit card in an amount between $100.00 – $2,500.00. Terms and rates vary based on purchase amount and term selected. Eligible offers will be displayed within one business day of the transaction posting. Offers will expire after 60 days of purchase or at any time prior to the 60 days if other qualifications are not maintained. Payment Examples: 14.99% APR for 3 months per $100 financed, $34.17; 14.99% APR for 6 months per $501 financed, $87.19; 14.99% APR for 9 months per $1,001 financed, $118.28. Cash equivalent purchases (e.g., ATM withdrawal, money order, cash advance, etc.) are not eligible. Plan Your Purchase. To be eligible for a Plan Your Purchase offer, the primary member must have an open DuPage Credit Union checking account. Payment Examples: 16.99% APR for 9 months per $200 financed, $23.82; 16.99% APR for 12 months per $501 financed, $45.69; 16.99% APR for 18 months per $1,501 financed, $95.05; 16.99% APR for 24 months per $2,501 financed, $123.64.
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High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.
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Inspire Cash Back Signature accounts earn up to 3% cash back for every net dollar spent on qualifying dining, travel & entertainment purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to dupagecu.com/inspire for details.
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APR = Annual Percentage Rate
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APY = Annual Percentage Yield. Rates are subject to change without notice. The rate may change after the account is opened. APY is accurate of the last dividend declaration date.
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