AUTO LOANS

Rates as low as 2.99% APR.¹skip to disclosure

Hit the road with low new and used car rates, as well as motorcycles, trucks, boats, and RVs.

Limited-time offer: 0.25% off vehicle loans

New and existing credit cardholders may receive 0.25% off vehicle loans with promo code SAVE25 through September 30.*skip to disclosure

Today's new and used auto rates

We're proud to offer some of the lowest new and used car rates.

Car Loans

Rates as low as

Boat Loans

Rates as low as

Motorcycle Loans

Rates as low as

RV Loans

Rates as low as

Auto Loans

Rates effective 9/1/2022

2021 & Newer Models

Term APR as low as
up to 36 months2.99%
up to 48 months3.29%
up to 60 months3.29%
up to 66 months3.79%
up to 72 months3.89%
up to 84 months4.89%

2018-2020 Models

Term APR as low as
up to 36 months3.99%
up to 48 months4.29%
up to 60 months4.29%
up to 66 months4.79%
up to 72 months4.89%

2016-2017 Models

Term APR as low as
up to 36 months4.99%
up to 48 months5.29%
up to 60 months5.29%
up to 66 months5.79%
up to 72 months5.89%

2015 & Older Models

Term APR as low as
up to 36 months5.79%
up to 60 months6.99%
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have Credit Union membership established and be in good standing.

  • New Auto (2021 & Newer Models) New Auto APR’s are based on term with a monthly payment per $20,000 financed (2.99% APR/36 mo, $581.54; 3.29% APR/48 mo, $445.25; 3.29% APR/60 mo, $361.96; 3.79% APR/66 mo, $336.19; 3.89% APR/72 mo, $311.90; 4.89% APR/84 mo, $281.65).

  • Used Auto (2018-2020 Models) Used Auto APR’s are based on term with a monthly payment per $20,000 financed (3.99% APR/36 mo, $590.39; 4.29% APR/48 mo, $454.18; 4.29% APR/60 mo, $370.95; 4.79% APR/66 mo, $345.30; 4.89% APR/72 mo, $321.08).

  • Used Auto (2016-2017 Models) Used Auto APR’s are based on term with a monthly payment per $20,000 financed (4.99% APR/36 mo, $599.33; 5.29% APR/48 mo, $463.22; 5.29% APR/60 mo, $380.09; 5.79% APR/66 mo, $354.56; 5.89% APR/72 mo, $330.42).

  • Used Auto (2015 & Older Models) Used Auto APR’s are based on term with a monthly payment per $20,000 financed (5.79% APR/36 mo, $606.54; 6.99% APR/60 mo, $395.93).

Estimate your monthly car paymentskip to disclosure

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TERM APR¹


as low as

PAYMENT
up to 36 months ERROR fixed ERROR
up to 48 months ERROR fixed ERROR
up to 60 months ERROR fixed ERROR
up to 66 months ERROR fixed ERROR
up to 72 months ERROR fixed ERROR
up to 84 months ERROR fixed ERROR
TERM APR¹


as low as

PAYMENT
up to 36 months ERROR fixed ERROR
up to 48 months ERROR fixed ERROR
up to 60 months ERROR fixed ERROR
up to 66 months ERROR fixed ERROR
up to 72 months ERROR fixed ERROR
TERM APR¹


as low as

PAYMENT
up to 36 months ERROR fixed ERROR
up to 48 months ERROR fixed ERROR
up to 60 months ERROR fixed ERROR
up to 66 months ERROR fixed ERROR
up to 72 months ERROR fixed ERROR
TERM APR¹


as low as

PAYMENT
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Based on the information you provided, we cannot calculate your payments at this time. Please give us a call at 800-323-2611 and one of our Team Members would be happy to discuss options based on your unique needs.

Why finance your vehicle with DuPage Credit Union?

5-star review

Over 600 5-star reviews

Don't just take it from us. See what our happy members have to say.

Decision within hours

Most decisions within hours

We make it easy for you to get into your next vehicle.

Flexible terms

Flexible terms

Take up to 84 months (on 2021 & Newer Models) to pay off your loan.

No penalties

No pre-payment penalties

Pay off your vehicle on your time.

How it works:

Apply for pre-approval
Apply for pre-approval
Apply to get pre-approved for a low rate vehicle loan before heading to the dealership.
Go shopping
Go shopping
With a pre-approval in hand, you can more effectively negotiate on the price of the vehicle.
The keys are yours
The keys are yours
Enjoy peace of mind and hit the road knowing you've done your homework and got the best financing.
Apply for pre-approval
At the dealership
Heading layer
Go shopping
Test drive
The keys are yours
Unlocking car

Still have questions? Search our knowledge base.

DuPage Credit Union Car Buying Service

With TrueCar®, you can see what others paid for the car you want. Members save an average of $1,824 off MSRP.skip to disclosure

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LEASE ALTERNATIVE LOAN

Like a lease, but better.

With a Lease Alternative Loan, unlike leasing, you own the vehicle! Plus, you’ll make lower monthly payments compared to conventional financing.

Woman with phone in car window

First-time Vehicle buyer Program

College student or recent grad? We have you covered.

The First-Time Vehicle Buyer Program is designed to help college students or recent grads qualify for a low-rate vehicle loan—even if you have limited or no credit history. 

  • Loans up to $25,000
  • Terms up to 84 months
  • $200 in gas cards
Refinance

Auto Refinance

See how much you could save with an auto loan refinance.

GAP shield

Auto Insurance

Save on dealer pricing with GAP and extended warranty coverage.

Skip a payment

Skip-A-Pay

Skip a payment on your next vehicle loan payment.

Enterprise used car

Enterprise Used Cars

Browse thousands of used vehicles with Enterprise.

Find your path on the open road.

Auto loan reviews

star rating Average star rating of 5 stars 743 Reviews of Auto Loans
09/18/2022
Car Loan
 

Very happy with fast and friendly service. Thank you.

-
Bogdan G
09/17/2022
Easy and Pleasant Experience
 

Sam was terrific! She was a pleasure to talk with and she made the process extremely easy. Thank you!

-
William H
09/15/2022
Excellent customer service
 

Had an amazing, seamless, streamlined auto financing process.
I would highly recommend DuPage CU to everyone. Excellent customer service and efficient. DuPage CU got the job done.
Great time working with Samantha L.

-
Clarinda L
*
  • 0.25% rate discount applies to members that open or have an existing DuPage Credit Union Visa® credit card. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Rate discount may not be combined with any other rate discount offers. Some restrictions may apply. Must apply between 7/15/2022 and 9/30/2022 using promo code SAVE25. Loans must disburse by 10/31/2022. Other rates/terms available. Does not apply to loans currently financed with DuPage Credit Union, Lease Alternative Loans, or loans financed with DuPage Credit Union through a dealer partnership. Must have a Credit Union membership established and be in good standing.

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  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (2.99% APR/36 mo, $581.54). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a credit union membership established and be in good standing.

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  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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  • Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $1,824. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

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