AUTO LOANS

Rates as low as 2.79% APR.1skip to disclosure

Hit the road with low new and used car rates, as well as motorcycles, trucks, boats, and RVs.

Today's new and used auto rates

We're proud to offer some of the lowest new and used car rates.

Car Loans

Rates as low as

Auto Loans

Rates effective 04/01/2020

2019 & Newer Models

TermAPR as low as
up to 36 months2.79%
up to 48 months2.89%
up to 60 months2.99%
up to 66 months3.39%
up to 72 months3.79%
up to 84 months4.49%

2016-2018 Models

TermAPR as low as
up to 36 months3.79%
up to 48 months3.89%
up to 60 months3.99%
up to 66 months4.39%
up to 72 months4.79%

2014-2015 Models

TermAPR as low as
up to 36 months4.79%
up to 48 months4.89%
up to 60 months4.99%
up to 66 months5.39%
up to 72 months5.79%

2013 & Older Models

TermAPR as low as
up to 36 months5.79%
up to 60 months6.99%
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a Member in good standing.

  • New Auto (2019 & Newer Models) New Auto APR’s are based on term with a monthly payment per $1,000 financed (2.79% APR/36 mo, $28.99; 2.89% APR/48 mo, $22.09; 2.99% APR/60 mo, $17.96; 3.39% APR/66 mo, $16.64; 3.79% APR/72 mo, $15.55; 4.49% APR/84 mo, $13.90).

  • Used Auto (2016-2018 Models) Used Auto APR’s are based on term with a monthly payment per $1,000 financed (3.79% APR/36 mo, $29.43; 3.89% APR/48 mo, $22.53; 3.99% APR/60 mo, $18.41; 4.39% APR/66 mo, $17.09; 4.79% APR/72 mo, $16.01).

  • Used Auto (2014-2015 Models) Used Auto APR’s are based on term with a monthly payment per $1,000 financed (4.79% APR/36 mo, $29.88; 4.89% APR/48 mo, $22.98; 4.99% APR/60 mo, $18.87; 5.39% APR/66 mo, $17.54; 5.79% APR/72 mo, $16.47).

  • Used Auto (2013 & Older Models) Used Auto APR’s are based on term with a monthly payment per $1,000 financed (5.79% APR/36 mo, $30.33; 6.99% APR/60 mo, $19.80).

Estimate your monthly car paymentskip to disclosure

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TERM APR¹


as low as

PAYMENT
up to 36 months ERROR fixed ERROR
up to 48 months ERROR fixed ERROR
up to 60 months ERROR fixed ERROR
up to 66 months ERROR fixed ERROR
up to 72 months ERROR fixed ERROR
up to 84 months ERROR fixed ERROR
TERM APR¹


as low as

PAYMENT
up to 36 months ERROR fixed ERROR
up to 48 months ERROR fixed ERROR
up to 60 months ERROR fixed ERROR
up to 66 months ERROR fixed ERROR
up to 72 months ERROR fixed ERROR
TERM APR¹


as low as

PAYMENT
up to 36 months ERROR fixed ERROR
up to 48 months ERROR fixed ERROR
up to 60 months ERROR fixed ERROR
up to 66 months ERROR fixed ERROR
up to 72 months ERROR fixed ERROR
TERM APR¹


as low as

PAYMENT
up to 36 months ERROR fixed ERROR
up to 60 months ERROR fixed ERROR

Based on the information you provided, we cannot calculate your payments at this time. Please give us a call at 800-323-2611 and one of our Team Members would be happy to discuss options based on your unique needs.

Why finance your vehicle with DuPage Credit Union?

5-star review

Over 400 5-star reviews

Don't just take it from us. See what our happy members have to say.

Decision within hours

Most decisions within hours

We make it easy for you to get into your next vehicle.

Flexible terms

Flexible terms

Take up to 84 months (on 2019 & Newer Models) to pay off your loan.

No penalties

No pre-payment penalties

Pay off your vehicle on your time.

How it works:

At the dealership
Heading layer
Test drive
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Get pre-approved

Get pre-approved for a low rate vehicle loan before heading to the dealership.

At the dealership
Go shopping

With a pre-approval in hand, you can more effectively negotiate on the price of the vehicle.

Test drive
The keys are yours

Enjoy peace of mind and hit the road knowing you've done your homework and got a great deal.

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Still have questions? Search our knowledge base.

DuPage Credit Union Car Buying Service

See what others paid for the car you want with. Members save an average of $3,402 off MSRP.skip to disclosure

Find a NEW Car
Find a USED Car

First-time Vehicle buyer Program

College student or recent grad? We have you covered.

The First-Time Vehicle Buyer Program is designed to help college students or recent grads qualify for a low-rate vehicle loan—even if you have limited or no credit history. 

  • Loans up to $25,000
  • Terms up to 84 months
  • $200 in gas cards
Refinance

Auto Refinance

See how much you can save with an auto loan refinance.

GAP shield

Auto Insurance

Save on dealer pricing with GAP and extended warranty coverage.

Skip a payment

Skip-A-Pay

Skip a payment on your next vehicle loan payment.

Enterprise used car

Enterprise Used Cars

Browse thousands of used vehicles with Enterprise.

Find your path on the open road.

Auto loan reviews

star rating Average star rating of 5 stars 516 Reviews of Auto Loans
04/02/2020
Auto Refinance Loan
 

Wow what can I say, in less than 3 days I got my car refinanced lower interest less stress and I never had to leave my house. Thanks

Michelle T. for making my day great.

- Olivia H
03/31/2020
Armin srt8
 

Great eazy service very happy

- Armin suljic
03/19/2020
Exceptional service
 

The whole process from start to finish in obtaining a loan to refinance a vehicle was exceptional. Staff was professional, friendly and expedient in helping me with the loan process. I would definitely recommend Dupage Credit Union for your auto loan needs

- Phillip D
1
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $1,000 financed (2.79% APR/36 mo, $28.99). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a Member in good standing.

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  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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  • Between 7/1/18 and 9/30/18, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites based on users who received in-stock price offers and who TrueCar identified as purchasing a new vehicle of the same make and model as one of the in-stock price offers from a Certified Dealer as of 10/31/18, was $3,402. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The MSRP is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing.

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