high-yield savings
Earn up to
| 2.53 |
% |
||
on balances of $100,000 or more. Exclusively for Cash Back Checking and High-Yield Checking account holders.
No minimum deposit to earn dividends
No minimum balance fee
No monthly service fee
High-Yield Savings Rates and Terms
| Balance | Annual Percentage Yield1skip to disclosure |
|---|---|
| $100,000.00 or greater | 2.53% |
| $50,000–$99,999.99 | 2.02% |
| $10,000–$49,999.99 | 1.51% |
| $0.01–$9,999.99 | 1.00% |
How to Earn with a High-Yield Savings Account
Open a Cash Back Checking or High-Yield Checking account.
Meet the Cash Back Checking minimum requirements or the High-Yield Checking minimum requirements each month.
Fund your account to start earning up to 2.53% APY1skip to disclosureon balances of $100,000 or more.
FAQ
No, you cannot write checks against a high-yield savings account. However, you can write checks from a money market account or from your corresponding Cash Back or High Yield Checking account.
You should see your earnings credited to your savings account on the first day of the following month. High-Yield Savings Account dividends are calculated and paid monthly each month that you meet the requirements of the corresponding Cash Back or High Yield checking account, otherwise dividends will earn the stated Membership Savings rate for that cycle.
You will be able to view your earnings on the first day of the following month. Dividends for the High-Yield Savings Account are compounded and paid monthly.
There are no minimum balance requirements or service fees for the High-Yield Savings Account, however to earn the higher rate, the requirements for the corresponding Cash Back or High Yield Savings must be met each monthly cycle. Otherwise, dividends will be paid at the Stated Membership rate.
There is no minimum deposit or minimum balance requirement for the High-Yield Savings Account, however to earn the higher rate, the requirements for the corresponding Cash Back or High Yield Savings must be met each monthly cycle. Otherwise, dividends will be paid at the Stated Membership rate.
There are no minimum balance or monthly service fees associated with a High-Yield Savings account.
There are several options for withdrawing funds from your savings account. You can:
- ACH out initiated from your bank, credit union or PayPal/Venmo type service
- Transfer funds into your corresponding Cash Back or High Yield Checking account and access using your debit card or checks
- Wire transfer out (fee applies)
- We can mail you a cashier’s check via USPS delivery (fee applies)
- Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.
There are several options for making deposits into your savings account. You can:
- ACH in initiated from your bank, credit union or PayPal/Venmo type service
- Transfer via Digital Banking from your other DuPage Credit Union accounts
- Wire transfer in
- Mail us a personal check, cashier’s check, or bill pay check
- Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.
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High-Yield Savings Account – APY = Annual Percentage Yield. No minimum balance to open this account. The High Yield Savings account is a tiered dividend rate savings account and is only available to holders of a High Yield Checking or Cash Back Checking account under the same Membership account. The rate may change after the account is opened. APY is accurate of the last dividend declaration date. If you meet the minimum qualification requirements for your related High Yield Checking or Cash Back Checking account during the monthly qualification cycle, you will earn the higher dividend rate and annual percentage yields applicable to each tier as disclosed in the Rate Schedule. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. If you do not meet the minimum qualifications, dividends will be paid at the stated Membership Savings rate. See current rates. If at any time the High Yield Checking or Cash Back Checking Account is closed, the High Yield Savings Account will also be closed. Earnings may be reduced if fees are incurred. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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