high-yield savings
1.00 |
% |
Exclusively for Cash Back Checking and High-Yield Checking account holders.
No minimum deposit to earn dividends
No minimum balance fee
No monthly service fee
Calculate your earnings.
See how much you could earn on average with a High-Yield Savings account.
$ |
1.00% APY |
High-Yield Savings Rates and Terms
Balance | Annual Percentage Yield1skip to disclosure |
---|---|
Up to $55,000 | 1.00% |
Over $55,000 | 0.05% |
How to Earn with a High-Yield Savings Account
Open a Cash Back Checking or High-Yield Checking account.
Fund your account to start earning 1.00% APY.1skip to disclosure
FAQ
No, you cannot write checks against a high-yield savings account. However, you can write checks from a money market account.
Yes. Balances up to $55,000 will earn at the higher dividend rate. Any balances over $55,000 will earn as the stated Membership Savings rate.
You should see your earnings credited to your savings account on the first day of the following month. High-Yield Savings Account dividends are calculated and paid monthly.
You will be able to view your earnings on the first day of the following month. Dividends for the High-Yield Savings Account are compounded and paid monthly.
There are no minimum balance requirements or service fees for the High-Yield Savings Account.
There is no minimum deposit or minimum balance requirement for the High-Yield Savings Account.
There are no minimum balance requirements, no monthly service fees associated with a High-Yield Savings account.
There are several options for withdrawing funds from your savings account. You can:
- ACH out initiated from your bank, credit union or PayPal/Venmo type service
- Wire transfer out (fee applies)
- We can mail you a cashier’s check via USPS delivery (fee applies)
- Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.
There are several options for making deposits into your savings account. You can:
- ACH in initiated from your bank, credit union or PayPal/Venmo type service
- Wire transfer in
- Mail us a personal check, cashier’s check, or bill pay check
- Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.
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High-Yield Savings Account APY = Annual Percentage Yield. No minimum balance requirements apply to this account. This is a tiered dividend rate savings account. The rate may change after the account is opened. APY is accurate of the last dividend declaration date. Daily balances up to $55,000 will earn the higher dividend rate. Balances $55,000 or more will earn the stated Membership Savings rate. You must meet the following requirements to earn the High-Yield Savings account annual percentage yield; otherwise, dividends will be paid at the stated Membership Savings rate. See current rates. Must have a Cash Back Checking account or High-Yield Checking account and meet the minimum requirements each month. If at any time the Cash Back or High-Yield Checking account is closed, the High-Yield Savings account will also be closed. Earning may be reduced if fees are incurred. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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