HIGH-YIELD SAVINGS

Earn 1.51% APY1 on balances up to $55,000.

Calculate Your Earnings

1.51

%


APY¹

DEPOSIT AMOUNT

$

Earnings

EARNINGS IN A YEAR

All numbers rounded to the nearest dollar.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

There's no limit to how much you could earn with High-Yield Savings.

Exclusively for Cash Back or High-Yield Checking account holders, a High-Yield Savings account earns you monthly dividends at 1.51% APY1. Want to keep more than $55,000 in your savings account? You'll still earn dividends at 0.05% APY.

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High-Yield Checking

Earn up to 1.51% APY1

No fees

No minimum balance or service fees

No minimum balance

No minimum to start earning

Umbrella

Deposits insured up to $250,000 per account

See how much you could earn in a year when you bundle.*

Step One: Select a checking account
   Cash Back Checking
   High-Yield Checking
Step Two: Enter your checking information:

$
Step Three: Enter your estimated average savings account balance:
$
Your estimated yearly earnings:
From Money Earning Checking: $
From High-Yield Savings: $

All numbers rounded to the nearest dollar.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Get help with High-Yield Savings.

Yes. Balances up to $55,000 will earn at the higher dividend rate. Any balances over $55,000 will earn as the stated Membership Savings rate.

You should see your earnings credited to your savings account on the first day of the following month. High-Yield Savings Account dividends are calculated and paid monthly.

You will be able to view your earnings on the first day of the following month. Dividends for the High-Yield Savings Account are compounded and paid monthly.

There are no minimum balance requirements or service fees for the High-Yield Savings Account.

There is no minimum deposit or minimum balance requirement for the High-Yield Savings Account.

There are no minimum balance requirements, no monthly service fees associated with a High-Yield Savings account.

There are several options for withdrawing funds from your savings account. You can:

  • ACH out initiated from your bank, credit union or PayPal/Venmo type service
  • Wire transfer out (fee applies)
  • We can mail you a cashier’s check via USPS delivery (fee applies)
  • Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.

There are several options for making deposits into your savings account. You can:

  • Mobile Check Deposit via our Mobile Banking App
  • ACH in initiated from your bank, credit union or PayPal/Venmo type service
  • Wire transfer in
  • Mail us a personal check, cashier’s check, or bill pay check
  • Visit any of our 5,600 shared branching locations or 30,000 fee-free ATMs nationwide.

Open a High-Yield Savings Account

*
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

1
  • High-Yield Savings Account APY = Annual Percentage Yield. No minimum balance requirements apply to this account. This is a tiered dividend rate savings account. Daily balances up to $55,000 will earn the higher dividend rate. Balances $55,000 or more will earn the stated Membership Savings rate. You must meet the following requirements to earn the High-Yield Savings account annual percentage yield; otherwise, dividends will be paid at the stated Membership Savings rate. See current rates. Must have a Cash Back Checking account or High-Yield Checking account and meet the minimum requirements each month. If at any time the Cash Back or High-Yield Checking account is closed, the High-Yield Savings account will also be closed. Earning may be reduced if fees are incurred. Other restrictions may apply. Member must be in good standing.

2
  • Reg D is a federal law that limits up to 6 transfers or withdraws that you can make from any dividend bearing account.

  • We cannot and do not guarantee payment examples applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Routing Number:
271990198