DuPage Inspire Cash Back Signature credit card

DuPage Inspire Cash Back Signature™

Experience more with Inspire.

Earn 3% cash back on travel, dining, and entertainment; 2% on grocery and bookstores, and 1% on everything else.

DuPage Inspire Cash Back Signature™

Experience more with Inspire.

Earn 3% cash back on travel, dining, and entertainment; 2% on grocery and bookstores, and 1% on everything else.

DuPage Inspire Cash Back Signature credit card

Inspire Cash Back Signature

DuPage Inspire Cash Back Signature credit card
No annual fee
No foreign transaction fee
Money

Earn cash back

3% on travel (airfare, hotels, travel agencies, and more)

3% on dining (restaurants, takeout, bars, and more)

3% on entertainment (live performances, sports, and more)

2% at grocery stores (supermarkets, wholesale clubs)

2% at bookstores and the largest online retailer

1% on everything else

Calculate your yearly cash back 

Exclusive offers

$250 Welcome Bonus

When you spend $5,000 within the first 90 days1skip to disclosure

Rewards

$250 Anniversary Bonus

Every year when you spend at least $50,0002skip to disclosure

Health insurance

Exclusive Visa Signature benefits

Percent apr

Purchase and balance transfer APR

11.49% to 20.49%3skip to disclosure variable

Additional credit card benefits

Card-Tap

Contactless payments >

Just tap to pay at checkout.

Alerts for international purchases

Visa Zero Liability >

You’re protected if your card is lost, stolen, or fraudulently used.

Add bills

Digital wallet-enabled >

Add your card to Apple Pay®4skip to disclosure, Google Pay™5skip to disclosure, and Samsung Pay.6skip to disclosure

Money

Earn even more with High-Yield Checking >

Spend $1,200 or more per month? You could earn 2.78% APY7skip to disclosure with High-Yield Checking.

Matthew R
Matthew R

The rewards on this card are amazing with a much lower interest rate than what I’ve seen around for other cards that don’t have rewards. 10/10 would recommend.

See all reviews

Inspire FAQs

Does my cash back expire?

Cash back expires 4 years after being earned. Please refer to your credit card statement for the date and the amount of cash back that will expire.

Are there limits to the cash back I can earn?

There are annual cash back limits for the 3% and 2% categories, but there is no threshold for 1% cash back. So, even if you’ve reached the spend limit in a particular category, you will still earn 1% cash back on those purchases. The following thresholds are reset every year on your card’s anniversary date:

  • 3% cash back on travel and entertainment purchases (up to $10,000 annual spend)
  • 3% cash back at restaurants (up to $6,000 annual spend)
  • 2% cash back at grocery stores, supermarkets and wholesales clubs (up to $6,000 annual spend)
  • 2% cash back at bookstores (up to $6,000 annual spend)
  • 1% cash back on everything else (with no maximum spend)
How do I view and redeem cash back?

To view your cash back balance, simply log in to Online Banking and select your Inspire Cash Back Signature card. Your cash back will be updated every statement period. To redeem your cash back, select Redeem. You can redeem cash back as a statement credit or deposit to a DuPage Credit Union checking or savings account.

How long does it take to receive my cash back once I redeem it?

Cash back will be deposited into your checking or savings account approximately 4-7 days after redemption. For statement credits, cash back will appear on your next monthly statement (the 27th of each month).

Money

Earn cash back

3% on travel (airfare, hotels, travel agencies, and more)

3% on dining (restaurants, takeout, bars, and more)

3% on entertainment (live performances, sports, and more)

2% at grocery stores (supermarkets, wholesale clubs)

2% at bookstores and the largest online retailer

1% on everything else

Calculate your yearly cash back 

Exclusive offers

$250 Welcome Bonus

When you spend $5,000 within the first 90 days1skip to disclosure

Rewards

$250 Anniversary Bonus

Every year when you spend at least $50,0002skip to disclosure

Health insurance

Exclusive Visa Signature benefits

Percent apr

Purchase and balance transfer APR

11.49% to 20.49%3skip to disclosure variable

No annual fee

No annual fee

Alerts for international purchases

No foreign transaction fee

Additional credit card benefits

Card-Tap

Contactless payments >

Just tap to pay at checkout.

Alerts for international purchases

Visa Zero Liability >

You’re protected if your card is lost, stolen, or fraudulently used.

Add bills

Digital wallet-enabled >

Add your card to Apple Pay®4skip to disclosure, Google Pay™5skip to disclosure, and Samsung Pay.6skip to disclosure

Money

Earn even more with High-Yield Checking >

Spend $1,200 or more per month? You could earn 2.78% APY7skip to disclosure with High-Yield Checking.

Matthew R
Matthew R

The rewards on this card are amazing with a much lower interest rate than what I’ve seen around for other cards that don’t have rewards. 10/10 would recommend.

See all reviews

Inspire FAQs

Does my cash back expire?

Cash back expires 4 years after being earned. Please refer to your credit card statement for the date and the amount of cash back that will expire.

Are there limits to the cash back I can earn?

There are annual cash back limits for the 3% and 2% categories, but there is no threshold for 1% cash back. So, even if you’ve reached the spend limit in a particular category, you will still earn 1% cash back on those purchases. The following thresholds are reset every year on your card’s anniversary date:

  • 3% cash back on travel and entertainment purchases (up to $10,000 annual spend)
  • 3% cash back at restaurants (up to $6,000 annual spend)
  • 2% cash back at grocery stores, supermarkets and wholesales clubs (up to $6,000 annual spend)
  • 2% cash back at bookstores (up to $6,000 annual spend)
  • 1% cash back on everything else (with no maximum spend)
How do I view and redeem cash back?

To view your cash back balance, simply log in to Online Banking and select your Inspire Cash Back Signature card. Your cash back will be updated every statement period. To redeem your cash back, select Redeem. You can redeem cash back as a statement credit or deposit to a DuPage Credit Union checking or savings account.

How long does it take to receive my cash back once I redeem it?

Cash back will be deposited into your checking or savings account approximately 4-7 days after redemption. For statement credits, cash back will appear on your next monthly statement (the 27th of each month).

See all DuPage Credit Union credit cards.

Whether you want to earn up to 3% cash back or get a low intro rate on purchases and balance transfers, we have a card for everyone.

Fanned out credit cards
  • Cash back is earned in net dollars on qualifying credit card purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online.

  • The Contactless Indicator mark and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

1
  • A $250 Welcome Bonus statement credit will be applied once net spend of $5,000 is achieved within the first 90 days of account opening. Current DuPage Imagine Rewards™ credit cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus. Must be a member in good standing.

return to top
2
  • A $250 Anniversary Bonus will be applied to your ‘Earned Cash Back’ each year you spend $50,000 or more on your Inspire Cash Back Signature card. The bonus will be paid on the 27th of the anniversary month, regardless of when the threshold is met. Must be a member in good standing.

return to top
3
return to top
4
  • Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

return to top
5
  • Google Pay is a trademark of Google LLC.

return to top
6
  • Samsung Pay is only compatible with supported cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility.

return to top
7
  • High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 2.78% APY. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. DuPage Credit Union High-Yield Checking dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. This APY will be paid on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your checking account; be enrolled to receive Online Statements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No monthly service fees or minimum balance requirements apply to this account. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

return to top
  • Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.

phone icon 800-323-2611 message iconMessage Us branch locationsBranches & ATMs pay my loanPay My Loan calendar icon Schedule Appointment
Routing Number:
271990198