Imagine Rewards - Earn Unlimited Points - DuPage Credit Union

dupage imagine rewards®

Earn Unlimited Points That Never Expire

Plus, enjoy low-rate intro offers on purchases and balance transfers.

DuPage Imagine Rewards Credit Card
No Annual Fee

2

points on gas and electric vehicle charging

2

points on dining (restaurants, fast food, takeout, and more)

5

points on charitable giving

1

point on everything else

Welcome Bonus: Earn 10,000 bonus points when you spend $3,000 in the first 90 days of account opening.1skip to disclosure

Purchase and Balance Transfer Introductory Offers

Low intro APR on balance transfers

0% intro APR2skip to disclosure for 12 months on balance transfers made within the first 90 days with a 3% balance transfer fee. Then, a variable 18.49% to 26.49% APR.

Plus, transfer $1,500+ in balances within the first 90 days and earn 1 point for every qualifying dollar transferred to your Imagine Rewards card.3skip to disclosure

Low intro APR on purchases

0% intro APR4skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 18.49% to 26.49% APR.

Calculate Your Points

Yearly Spend
$
Yearly Spend
$
Yearly Spend
$
1 Point: Everything Else
Yearly Spend
$
Yearly Earnings Estimate:
   Points

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Imagine Rewards Card Benefits

Convenience

Contactless Payments

Just tap and go for secure, contactless in-store payments.

Digital Wallet Ready

Add your card to Apple Pay®, Google Wallet™, and Samsung Pay, for a fast, secure checkout experience. Learn more ›

No Foreign Transaction Fee

You won’t pay a transaction fee when making a purchase outside of the United States.

No Annual Fee

You'll never pay an annual fee.

Skip-A-Pay

Skip-A-Pay up to two times per calendar year for a fee. Learn more ›

Digital Card Number

Instantly receive your card information in Digital Banking upon approval while you wait for your card to arrive.

Purchase Security

Visa® Zero Liability

You won't be held responsible for unauthorized charges if your card is lost, stolen, or fraudulently used. Learn more ›

Fraud Alerts

You'll be notified via text*skip to disclosure, email, and phone if we notice potential fraudulent transactions.

Personal Identity Theft

Receive reimbursement up to $1,000 for covered expenses you incur to restore your identity. Learn more ›

Purchase Security

Within the first 90 days of purchase, Purchase Security can replace, repair or reimburse eligible items. Learn more ›

Loan Payment Protection

Get protection from unpaid loan debts in the event of death or disability. Learn more ›

Digital Card Number

Instantly receive your card information in Digital Banking upon approval while you wait for your card to arrive.

Travel Protection

Roadside Dispatch

As a Visa cardholder, you have access to Roadside Dispatch, a pay-per-use roadside assistance program. Learn more ›

Auto Rental Insurance

Get auto rental insurance at no extra charge when you rent using your Visa card and decline the rental company's collision damage waiver. Learn more ›

Travel Accident Insurance

When you use your card to purchase travel tickets, you can receive up to $500,000 of accidental death and dismemberment coverage. Learn more ›

Travel & Emergency Assistant Services

You card gets you access to a multilingual call center—24 hours a day, 365 days a year—to help get the assistance you need. Learn more ›

Offers

Balance Transfer Intro Offer

0% intro APR2skip to disclosure for 12 months on balance transfers made within the first 90 days with a 3% balance transfer fee. Then, a variable 18.49% to 26.49% APR.

Purchase Intro Offer

0% intro APR4skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 18.49% to 26.49% APR.

10,000 Points Welcome Bonus

Earn 10,000 bonus points when you spend $3,000 in the first 90 days of account opening.1skip to disclosure

Balance Transfer Points Offer

Transfer $1,500+ in balances within the first 90 days and earn 1 point for every qualifying dollar transferred to your Imagine Rewards card.3skip to disclosure

Member Referral Offer

Earn 2,500 points for referring a new member, 1,000 if they open a credit card and 500 for each product or service they open at account opening.5skip to disclosure

Sofar Sounds

Sofar Sounds offers access to live music experiences with presale perks. Learn more ›

Visa Offers & Perks

Your Visa card affords you discounts on travel, dining, shopping, sports, entertainment and more. Learn more ›

Imagine Rewards credit card shown in front of a smart phone showing the Alerts and Controls page of the Digital Banking app.

Manage your card with the mobile app.

Manage where your Inspire card can be used, set alerts, block/unblock your card, view transactions, and more.*skip to disclosure Learn more ›

What Our Members Are Saying

star rating Average star rating of 4_5 stars 26 Reviews of Imagine Rewards


Very happy with this credit card. No fees and easy to use rewards.

Linda T


Was so happy that triple points was offered over the Labor Day weekend as I'm getting ready to redo my bathroom and had a lot of building items to purchase.

Linda R


Excellent customer service staff 5 star rating! Love cash back feature with accumulated points.

Peggy D

Earn 10,000 Bonus Points1skip to disclosure
with Imagine Rewards

Imagine Rewards Credit Card, half-view.

Frequently Asked Questions

  • APR = Annual Percentage Rate. Rate based on creditworthiness and card type. Refer to Truth-In-Lending Terms and Conditions Disclosures for details. No annual fee, no foreign transaction fee, and no balance transfer fees except during a 0% intro offer, then $5 or 3%, whichever is greater. Cash advances have a fee of either $5 or 3% of the amount of each cash advance, whichever is greater ($50 maximum fee). Must have a Credit Union membership established and be in good standing.

  • Points are earned for every $1 of net dollar signature credit card purchases. Must have a Credit Union membership established and be in good standing. Other restrictions may apply.

  • The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

  • Must have a Credit Union membership established and be in good standing. Other restrictions may apply.

  • Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

  • Apple, the Apple logo, and App Store are registered trademarks of Apple Inc.

  • Google Wallet is a trademark of Google LLC.

  • Google Play and the Google Play logo are trademarks of Google LLC.

  • Samsung Pay is only compatible with supported cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility.

*
  • Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.

return to top
1
  • Earn 10,000 points when you charge $3,000 or more to your DuPage Imagine Rewards® credit card within the first 90 days of opening your account.

return to top
2
  • Imagine Rewards 0% for 12 months on balance transfers posted within the first 90 days of account opening. After that, a variable 18.49% to 26.49% APR applies based on your creditworthiness. Balance transfers on or after the 91st day of account opening will be subject to the 18.49% to 26.49% variable APR. The APR will vary with the market based on the Prime Rate. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater, will be applied to each balance transfer requested within the first 90 days of account opening. After that, none. Balances currently held with DuPage Credit Union do not qualify for the introductory balance transfer rate.

return to top
3
  • Transfer $1,500 or more in balances within the first 90 days and earn 1 point for every dollar transferred to your DuPage Imagine® Rewards credit card. Balances transferred from an existing DuPage Credit Union credit card do not qualify to earn points.

return to top
4
  • 0% intro APR for 12 months on all net purchases, excluding cash advances, posted within the first 90 days of account opening. After that, a variable 18.49% to 26.49% APR applies based on your creditworthiness. The APR will vary with the market based on the Prime Rate.

return to top
5
  • Earn 2,500 bonus points for every family or friend referral when they open a new membership savings account with the Credit Union. Referrals for already established members opening a new membership account do not qualify for referral point bonus. Plus, earn 1,000 bonus points if they open a credit card and/or 500 bonus points for each additional product or service they open at account opening. The referral bonus points will appear on your statement within 45 days after the referral becomes a member. Due to the confidential nature of the credit approval process, we cannot disclose information on who has applied, nor will you be notified whether we approve or decline any applications(s) from the individual(s) you refer. This offer may be discontinued at any time.

return to top
phone icon 800-323-2611 message iconContact Us branch locationsBranches & ATMs pay my loanPay My Loan calendar icon Schedule Appointment
Routing Number:
271990198