Imagine Rewards
2 points on gas and electric vehicle charging
2 points on dining
5 points on charitable giving
1 point on everything else
Special intro purchase APR
0% intro APR1skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 18.49% to 26.49% APR.
Special intro balance transfer APR
0% intro APR2skip to disclosure for 12 months on balance transfers made within the first 90 days with a 3% balance transfer fee. Then, a variable 18.49% to 26.49% APR.
10,000 points Welcome Bonus offer
Spend $3,000 in the first 90 days of opening your account and you'll be rewarded with 10,000 bonus points.3skip to disclosure
Additional bonus offers
Transfer $1,500+ in balances within the first 90 days and earn 1 point for every qualifying dollar transferred to your Imagine Rewards card.4skip to disclosure
Earn 2,500 points for referring a new Member, 1,000 if they open a credit card and 500 for each product or service they open at account opening.5skip to disclosure
Regular purchase and balance transfer APR
18.49% to 26.49%6skip to disclosure variable
Additional credit card benefits
Just tap to pay at checkout.
You’re protected if your card is lost, stolen, or fraudulently used.
Add your card to Apple Pay®7skip to disclosure, Google Wallet™8skip to disclosure, and Samsung Pay.9skip to disclosure
Spend $1,200 or more per month? You could earn 5.12% APY10skip to disclosure with High-Yield Checking.
Imagine Rewards FAQs
2 points on gas and electric vehicle charging
2 points on dining
5 points on charitable giving
1 point on everything else
Special intro purchase APR
0% intro APR1skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 12.50% to 20.50% APR.
Special intro balance transfer APR
0% intro APR2skip to disclosure for 12 months on balance transfers made within the first 90 days with a 3% balance transfer fee. Then, a variable 12.50% to 20.50% APR.
10,000 points Welcome Bonus offer
Spend $3,000 in the first 90 days of opening your account and you'll be rewarded with 10,000 bonus points.3skip to disclosure
Additional bonus offers
Transfer $1,500+ in balances within the first 90 days and earn 1 point for every qualifying dollar transferred to your Imagine Rewards card.4skip to disclosure
Earn 2,500 points for referring a new Member, 1,000 if they open a credit card and 500 for each product or service they open at account opening.5
Regular purchase and balance transfer APR
18.49% to 26.49%6skip to disclosure variable
No annual fee
No foreign transaction fee
Additional credit card benefits
Just tap to pay at checkout.
You’re protected if your card is lost, stolen, or fraudulently used.
Add your card to Apple Pay®7skip to disclosure, Google Wallet™8skip to disclosure, and Samsung Pay.9skip to disclosure
Spend $1,200 or more per month? You could earn 5.12% APY10skip to disclosure with High-Yield Checking.
Imagine Rewards FAQs
See all DuPage Credit Union credit cards.
Whether you want to earn up to 3% cash back or get a low intro rate on purchases and balance transfers, we have a card for everyone.
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APR = Annual Percentage Rate. Rate based on creditworthiness and card type. Refer to Truth-In-Lending Terms and Conditions Disclosures (DuPage Inspire® Cash Back Signature, DuPage Imagine Rewards®, DuPage Thrive®, DuPage Canvas®) for details. No annual fee, no foreign transaction fee, and no balance transfer fees except during a 0% intro offer, then $5 or 3%, whichever is greater. Cash advances have a fee of either $5 or 3% of the amount of each cash advance, whichever is greater ($50 maximum fee). Must have a credit union membership established and be in good standing.
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Points are earned for every $1 of net dollar signature credit card purchases. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.
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Must have a Credit Union membership established and be in good standing. Other restrictions may apply.
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0% intro APR for 12 months on all net purchases, excluding cash advances, posted within the first 90 days of account opening. After that, a variable 18.49% to 26.49% APR applies based on your creditworthiness. The APR will vary with the market based on the Prime Rate.
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Imagine Rewards 0% for 12 months on balance transfers posted within the first 90 days of account opening. After that, a variable 18.49% to 26.49% APR applies based on your creditworthiness. Balance transfers on or after the 91st day of account opening will be subject to the 18.49% to 26.49% variable APR. The APR will vary with the market based on the Prime Rate. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater, will be applied to each balance transfer requested within the first 90 days of account opening. After that, none. Balances currently held with DuPage Credit Union do not qualify for the introductory balance transfer rate.
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Earn 10,000 points when you charge $3,000 or more to your DuPage Imagine Rewards® credit card within the first 90 days of opening your account.
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Transfer $1,500 or more in balances within the first 90 days and earn 1 point for every dollar transferred to your DuPage Imagine® Rewards credit card. Balances transferred from an existing DuPage Credit Union credit card do not qualify to earn points.
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Earn 2,500 bonus points for every family or friend referral when they open a new membership savings account with the Credit Union. Referrals for already established Members opening a new membership account do not qualify for referral point bonus. Plus, earn 1,000 bonus points if they open a credit card and/or 500 bonus points for each additional product or service they open at account opening. The referral bonus points will appear on your statement within 45 days after the referral becomes a member. Due to the confidential nature of the credit approval process, we cannot disclose information on who has applied, nor will you be notified whether we approve or decline any applications(s) from the individual(s) you refer. This offer may be discontinued at any time.
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APR = Annual Percentage Rate. Variable rates as low as 18.49% to 26.49% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
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Google Wallet is a trademark of Google LLC.
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Samsung Pay is only compatible with supported cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility.
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High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.